Ria Money Transfer
Ria Money Transfer lets customers send money internationally online, through its Android or iOS app, or at a Ria location.
What Ria Money Transfer is
Ria Money Transfer lets customers send money internationally online, through its Android or iOS app, or at a Ria location. It serves more than 200 countries and territories, with recipients able to collect cash, receive a bank deposit or access funds through a digital wallet. The service also offers bill payments and mobile phone top-ups for people supporting others abroad. U.S. online transfers can be paid for by debit card, credit card, bank, Apple Pay or Google Pay. Fees and exchange rates vary with transfer details and are displayed before confirmation; the exchange-rate model includes a markup. The U.S. site advertises a $0 transfer fee on a first transfer using code HELLORIA, subject to terms and conditions. The app provides real-time status updates, and a transfer can also be tracked with a PIN or order number. Ria describes security measures including identity verification, multi-factor authentication, encryption, EV SSL certification and 24/7 monitoring. U.S. online transfer limits vary by funding method, including USD $14,999.99 every 30 days for non-cash methods and USD $495.00 per cash-funded transfer.
Good
- Transfers reach more than 200 countries and territories.
- Recipients can collect cash or receive bank or wallet funds.
- Fees and exchange rates appear before confirmation.
- App offers real-time transfer status updates.
- Advertises 24/7 support and multilingual chat.
Watch out
- Exchange rates include a markup.
- U.S. online transfer limits vary by funding method.
- Transfer fees and rates depend on transfer details.
- First-transfer fee offer is subject to terms and conditions.
Who it suits
Ria may suit people sending money internationally who want choices among cash pickup, bank deposits and digital wallets. Its bill payment and phone top-up services may also suit customers supporting people abroad.
Verdict
Ria offers several ways to send money and several delivery options for recipients, with tracking available through the app or a transfer reference. Check the displayed fees, exchange rate and applicable limits before confirming a transfer.
Plans and prices
From Ria Money Transfer's own pricing page, checked 14 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| First-transfer promotion | Free | New customers · transfers of $50 or more · one use per person age 18+ · expires December 31, 2026 |
| Ria Money Transfer | Free | Transfer fees and exchange rates vary by send country, destination, amount, payment method, and delivery option · transfer limits vary by country and payment method |
| Ria Money Transfer mobile app | Free | iOS and Android app · transfer fees and exchange-rate margin vary by corridor, amount and payment method |
The facts
Each one read from Ria Money Transfer's own pages, with the date it was checked.
What it does
- BBB complaints
- The Better Business Bureau profile lists 81 complaints in the previous three years, including product, service, billing and customer-service issues.checked 14 Oct 2026
- Compliance
- Ria says it operates under regulatory oversight and maintains licenses and certifications required by local authorities in the countries it serves.checked 11 Oct 2026
- Compliance status
- Ria identifies Dandelion Payments, Inc. as its U.S. service entity with NMLS ID 920968 and lists state regulators for complaints.checked 14 Oct 2026
- Currency calculator
- A calculator shows the fee, exchange rate and recipient amount before a transfer is submitted, without requiring an account.checked 14 Oct 2026
- Customization
- The embedded experience supports co-branding, language selection, custom logo behavior and event callbacks.checked 14 Oct 2026
- Delivery
- Recipients can collect cash, receive bank deposits, or access funds through digital wallets.checked 11 Oct 2026
- Developer integration
- Ria offers an embedded plugin that places a complete money-transfer experience inside a partner application.checked 14 Oct 2026
- Documentation depth
- Public developer documentation includes overview, benefits, SDK flow, JavaScript setup, Android integration, configuration, FAQ and an embedded example.checked 14 Oct 2026
- Exchange-rate model
- markupchecked 20 Sep 2026
- Fees
- Ria says fees and exchange rates depend on the transfer details and are shown before the sender confirms.checked 11 Oct 2026
- First-transfer offer
- The U.S. site advertises a $0 transfer fee on the first transfer with code HELLORIA, subject to terms and conditions.checked 11 Oct 2026
- Global coverage
- Ria says its services support sending money to more than 200 countries and territories.checked 14 Oct 2026
- Hosting model
- Ria's SDK loads Ria-hosted infrastructure in an iframe; the public documentation does not describe self-hosting.checked 14 Oct 2026
- Integrations and partners
- Ria invites digital partners to integrate its transfer services into their platforms; the about page does not name a software integration catalog.checked 11 Oct 2026
- Legal name
- Crunchbase lists the legal name as Continental Exchange Solutions, Inc.checked 14 Oct 2026
- License
- Ria's terms describe a hosted application and prohibit automated scraping and unauthorized access; no open-source license is provided on the public developer pages.checked 14 Oct 2026
- Limit: account closures and delays
- Finder reports complaints about unexplained account closures, quoted rates differing from received rates and transfers taking longer than before.checked 14 Oct 2026
- Limit: refunds and cancellations
- Trustpilot reviews include complaints about deposits remaining pending, cancellations taking days and refunds taking up to 12 days.checked 14 Oct 2026
- Limits
- For U.S. online transfers, the page lists a limit of USD $14,999.99 every 30 days for non-cash payment methods and USD $495.00 per cash-funded transfer.checked 11 Oct 2026
- Limit: support access
- Finder notes that the app does not provide in-app chat; users are redirected to the website for support.checked 14 Oct 2026
- Limit: verification burden
- ConsumerAffairs reviewers describe repeated requests for bank statements and payslips, long compliance calls and blocked or cancelled transfers.checked 14 Oct 2026
The company
- Company origin
- Ria says it was founded in 1987 from a single storefront in New York City.checked 14 Oct 2026
- Headquarters and size
- LinkedIn lists headquarters in Buena Park, California and company size of 1,001–5,000 employees.checked 14 Oct 2026
Where it runs
- Mobile app features
- The app supports sending money, transfer tracking, repeat transfers, currency conversion and finding cash-pickup locations.checked 14 Oct 2026
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