Monzo is a UK bank with current accounts and app tools for spending, saving, borrowing, investing and money management.
Best Digital Wallet Apps in 2026
A digital wallet may be used for payments, peer transfers or moving money internationally, so the details that matter depend on your needs. Compare asset scope and peer transfers with international transfer support, then review transaction limits and virtual card availability. Supported platforms can help establish whether an app fits your devices, while free-plan availability and paid-from pricing add cost context.…
PayPal Invoicing lets freelancers, service professionals, consultants, and small businesses create and send invoices to clients.
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Revolut Business
AndroidiOSWebAPI7.7From £10 a month - 5
Cash App Taxes
Cash App Taxes is a self-service service for preparing and filing U.S.
Free planAndroidiOSWebAPI7.6Free plan - 6
Guarda Wallet
Guarda Wallet is a non-custodial wallet for storing and using digital assets.
Free planAndroidiOSWebAPI7.6Free plan - 7

Coinbase Wallet
Coinbase Wallet is a free wallet app for trading, earning, sending, discovering opportunities, and chatting with friends.
Free planAndroidiOSWebAPI7.5Free plan - 8
Zerion
Zerion is a self-custodial wallet for holding, tracking and moving digital assets across 66 chains.
Free planAndroidiOSWebAPI7.5From $99 a year - 9
Google Pay
Google Pay lets customers pay online or in apps with payment methods saved to their Google Account.
Free planAndroidiOSWeb7.4Free plan - 10
7.4Free plan - 11

Wise
Wise is a money app for sending money abroad, receiving payments, checking exchange rates, paying bills and sending money to loved ones.
Free planAndroidiOSWeb7.4Free plan - 12

Monese
Monese is a mobile money account service for spending, sending and saving through an app.
Free planAndroidiOSWeb7.3From £29.95 a year - 13

PayPay
PayPay is a smartphone payment service that lets people pay by displaying a barcode or scanning a QR code.
Free planAndroidiOS7.3From $1,980 a month - 14

Paysend
Paysend is a money-transfer service for sending funds internationally to bank accounts, cards, e-wallets, or cash in more than 170 countries.
AndroidiOSWebAPI7.3$1.99 one-time - 15
VirtualCards
VirtualCards combines a phone-based loyalty card wallet for consumers with loyalty and campaign tools for merchants.
Free planAndroidiOSWeb7.3From €400 a year - 16

easypaisa
easypaisa is a digital banking and payment service available through Android, iOS, web, and API platforms.
Free planAndroidiOSWebAPI7.2Free plan - 17

Venmo
Venmo is a payments app for sending money to friends, paying businesses, and checking out when shopping.
Free planAndroidiOSWeb7.1Free plan - 18

PhonePe
PhonePe is a free Android and iOS app for digital payments and related services.
Free planAndroidiOS7.0Free plan - 19
Skrill
Skrill is a digital wallet for paying online, sending money, and managing funds, available on Android, iOS, and the web.
Free planAndroidiOSWeb7.0Free plan - 20
ZaloPay
ZaloPay is an e-wallet and payment app from ZION Joint Stock Company in Ho Chi Minh City, founded in 2016.
Free planAndroidiOSAPI7.0Free plan - 21
MetaMask
Free planAndroidiOSWeb6.8From $199 a year - 22

Neteller
Neteller is a digital wallet for managing money, paying online and sending transfers.
Free planAndroidiOSWeb6.8Free plan - 23

Coin Wallet
Coin Wallet is a self-custodial multicurrency wallet for buying, storing, sending, receiving, and swapping cryptocurrency.
Free planAndroidiOSWebLinux6.7Free plan - 24

Kakao Pay
Kakao Pay is a payments and finance service with Android and iOS apps and an online payment API for merchants.
Free planAndroidiOSAPI6.7Free plan - 25
Solar Wallet
Solar Wallet is a free, open-source wallet app for the Stellar network, available on Android, iOS, Linux, macOS, and Windows.
Free planAndroidiOSLinuxmacOS6.7Free plan

