easypaisa
easypaisa is a digital banking and payment service available through Android, iOS, web, and API platforms.
What easypaisa is
easypaisa is a digital banking and payment service available through Android, iOS, web, and API platforms. Customers can send money to easypaisa accounts, CNICs, bank accounts, and Raast IDs, and pay bills to more than 1,500 billing organisations, including utility, internet, telephone, and credit card billers. The app also offers mobile load and packages for networks in Pakistan, alongside savings, loans, international remittances, insurance, donations, and buy now pay later. Businesses can accept online and QR payments, use Mini Apps and payment links, or integrate the gateway with a website or mobile app. Online payments and retail Till and QR payments are listed as free, while some transfers and services have charges. Transfers to another easypaisa account are free for the first five monthly transactions; transactions six through ten cost 1%, and later transfers cost 2% of the amount, including tax. Limits may vary by account level and can be increased by verifying and upgrading the account. New mobile account opening is listed at Rs. 0.00.
Good
- Transfers support bank accounts, CNICs, and Raast IDs.
- Pays bills to over 1,500 organisations.
- Includes mobile load and packages.
- Online and retail QR payments are listed as free.
Watch out
- Transfers have charges after five monthly transactions.
- Transaction limits vary by account level.
- Some services have charges.
Who it suits
easypaisa suits people in Pakistan looking for mobile money transfers, bill payments, and other digital banking services. Its merchant payment tools are presented for entrepreneurs and businesses accepting customer payments.
Verdict
easypaisa combines personal digital banking and payments with tools for merchants. Review transfer fees and account limits for the transactions you expect to make.
Plans and prices
From easypaisa's own pricing page, checked 11 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Easypaisa Mobile Account | Free | No account fee listed; transaction limits vary by account level |
The facts
Each one read from easypaisa's own pages, with the date it was checked.
What it does
- Account limits
- Easypaisa says customers can increase daily, monthly, or yearly sending limits by verifying and upgrading their account in the app.checked 11 Oct 2026
- Account opening fee
- The bank charges schedule lists new mobile account opening at Rs. 0.00.checked 11 Oct 2026
- Additional services
- The app lists savings, loans, international remittances, insurance, donations, and buy now pay later among its services.checked 11 Oct 2026
- Bill payments
- The app supports payments to more than 1,500 billing organisations, including utility, internet, telephone, and credit card billers.checked 11 Oct 2026
- Digital banking
- easypaisa describes itself as a digital bank offering financial services through its platform.checked 11 Oct 2026
- Fees
- The bank's schedule lists online payments and retail Till and QR payments as free, while some transfers and other services have charges.checked 11 Oct 2026
- Integrations
- The merchant gateway supports payment integration with a website or mobile app and offers payment integration guides.checked 11 Oct 2026
- Merchant integration
- The merchant portal provides payment integration guides and a demo of the payment page integration and user flow.checked 11 Oct 2026
- Merchant payment methods
- The online payment gateway supports easypaisa Mobile Account payments and OTC payments through an easypaisa token payable at 1LINK banks and franchises.checked 11 Oct 2026
- Merchant payments
- Businesses can use easypaisa for online payments, QR payments, Mini Apps, and payment links.checked 11 Oct 2026
- Merchant support
- The merchant portal lists [email protected] and hotline 62632, available from 10 AM to 5 PM.checked 11 Oct 2026
- Mobile services
- The app offers mobile load and mobile packages for networks in Pakistan.checked 11 Oct 2026
- Money transfers
- The app supports transfers to easypaisa accounts, CNICs, and bank accounts, as well as Raast transfers.checked 11 Oct 2026
- Purpose
- Easypaisa provides digital banking and payment services through its app and mobile account.checked 11 Oct 2026
- Regulatory status
- The State Bank of Pakistan declared Easypaisa Bank Limited a scheduled bank effective January 23, 2025.checked 11 Oct 2026
- Security
- The bank's customer protection document includes protection against fraud and invasion of privacy among its guiding principles.checked 11 Oct 2026
- Security credentials
- The wallet terms define an MPIN for financial transactions and an OTP for accessing the Android or iOS mobile application.checked 11 Oct 2026
- Support
- The bill payments page lists customer support at 111 00 3737 and [email protected].checked 11 Oct 2026
- Target users
- The merchant portal presents its payment tools for entrepreneurs and businesses accepting customer payments.checked 11 Oct 2026
- Transfer fees
- The money transfer page says transfers to another easypaisa account are free for the first five monthly transactions; transactions six through ten cost 1% and subsequent transactions cost 2% of the amount, including tax.checked 11 Oct 2026
The company
- Founded
- The company's 2011 annual report says easypaisa was launched on October 15, 2009.checked 11 Oct 2026
- Headquarters
- The website lists its address as 21 Fazeelat Arcade, G-11 Markaz, Islamabad, Pakistan.checked 11 Oct 2026
Money
- Free plan
- Yeschecked 20 Sep 2026
Where it runs
- Mobile platforms
- bothchecked 20 Sep 2026
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