17.9
Monnelia is a debt payoff planner that generates payment plans and lets users explore ways to repay loans, including snowball and avalanche approaches.
Free planAndroidiOSWeb
Best Debt Management Software in 2026
Planning debt repayments starts with understanding what you owe and how a tool can help you organize it. Compare balance and creditor tracking, debt account limits, and the payoff strategies each option lists. A counselor workspace may matter if you coordinate plans with a counselor, while mobile apps can be relevant for access away from a desktop. Check free-plan availability and paid-from pricing, too. Debt Payoff…
27.8
Debt Ladder is a planning app for organizing card and loan repayment on Android and iOS.
Free planAndroidiOSmacOS
37.6
Debt Payoff Planner: Tracker is an iPhone app and web-based planning tool for recording debts, logging payments, comparing payoff approaches, and following progress.
Free planiOSWeb
- 4
FinEase Advocate Portal
Free planWebAPI7.2From $59 a month - 5
Undebt.it
Undebt.it is a debt payoff planner that creates rollover plans and tracks payments, balances, and projected debt-free dates.
Free planAndroidiOSWeb7.2From $10 a year - 6
Debt Payoff Planner
Debt Payoff Planner helps people create and follow a plan to pay down debt.
Free planAndroidiOSWeb7.1From $2 a month - 7
Payoff
Payoff is a debt payoff planner for Android and iOS, combining debt tracking, payoff strategies, AI coaching, and a savings planner.
Free planAndroidiOS6.9From £49.99 a year - 8
Toffee
Toffee is a debt payoff planner and tracker for people working toward becoming debt-free.
AndroidiOSWeb6.8From $29.99 a year - 9
Ditch
Ditch is an Android and iOS app that directs purchase round-ups toward selected debts.
AndroidiOS6.5From $3.99 a month - 10
CreditSoft
CreditSoft is an agency platform for credit counseling, debt management, housing services, and related financial work.
WebAPISelf-hostedWindows6.2From $13,140 a year - 11
Debt Organizer
Free planiOSmacOS6.2Free plan - 12
Changed
Changed is a debt payoff app that rounds up purchases and directs savings toward debt or selected financial goals.
AndroidiOS6.1From $4 a month - 13
Debt Blaster
Debt Blaster is Windows software for organizing debts and planning a month-by-month payoff.
Windows6.0$29.99 one-time - 14
DebtClear
DebtClear is a free Android app that creates a personal debt payoff plan from debts and a monthly budget entered by the user.
Free planAndroid6.0Free plan - 15
Finwise
Finwise is a web-based debt management system for debt counsellors and legal professionals working with debt data.
Free planWeb6.0Free plan - 16
Debt Manager Professional
Debt Manager Professional is Windows software for counselors, coaches, agencies, and educators preparing branded payoff plans for client debt cases.
Windows5.9$295.95 one-time - 17
Client Management Application (CMA)
Client Management Application (CMA) is a paid web-based system for financial counseling, debt management, debt settlement, student loan, and other…
Web5.8From $5,000 a month - 18
Hardship Hub
Hardship Hub is a web service for Australian residents facing genuine financial hardship with unsecured consumer debts.
Web5.8 - 195.8Free plan
- 20
Debt Payoff Pro
Debt Payoff Pro is an iOS app for organizing debt repayment using several payoff strategies.
iOS5.7$0.99 one-time - 21
rediCASE
rediCASE is a web-based client and case management system for health, community, nonprofit, government, and education service providers.
WebSelf-hosted5.4 - 22
DMCC Processing Services
DMCC Processing Services is a web platform for credit counseling agencies that submit debt management plan proposals and disbursement files to MasterCard RPPS.
Web5.3 - 23
Fincent
Fincent is web-based debt counseling software for organizations that support residents from early signs of financial difficulty through debt resolution.
Web5.3