The Changed homepage
Score6.2
Rank#9 of 23
From$4/mo
Free planNo
Runs onAndroid, iOS

Summary

Changed is ranked #9 of 23 in debt management software on Everything Xiaomi. It runs on Android, iOS. There is no free plan. Paid plans start at $4/mo.

Changed plans and pricing

All plans
Changed $4/mo Starting at $4/month if you choose an annual plan Annual plan; additional Plus and Premium plans are mentioned, with details available in the app support.gochanged.com · 3 Oct 2026

Compared on debt management software

Free plan
Nogochanged.com
Paid from
$4/mogochanged.com
Payoff strategies
bothgochanged.com
Balance tracking
Yesgochanged.com
Creditor tracking
Yesgochanged.com
Mobile apps
Yesgochanged.com

Facts

Purpose
Changed is a debt payoff app that rounds up purchases and uses the savings to help pay down debt.gochanged.com · 3 Oct 2026
Savings goals
The app lets members split savings between debt payoff and goals such as an emergency fund or down payment.gochanged.com · 3 Oct 2026
Connected accounts
Members can link loans and spending accounts, and Changed says it supports most financial institutions while allowing manual loan entry.gochanged.com · 3 Oct 2026
Roundup transfers
Changed transfers roundup savings when they reach $5, and members can choose transaction types, a multiplier, and pace.gochanged.com · 3 Oct 2026
Payoff options
Members can schedule extra payments, make one-off payments, and choose the snowball, avalanche, or a custom payoff strategy.gochanged.com · 3 Oct 2026
Payment thresholds
Changed says it sends debt payments when a Payoff account reaches $25, $50, or $100.gochanged.com · 3 Oct 2026
Credit insights
The app tracks credit score information and provides insights on credit usage, on-time payments, and new accounts.gochanged.com · 3 Oct 2026
Family use
Changed lets a member help pay a loved one's debt by entering loan details manually and choosing where payments go.gochanged.com · 3 Oct 2026
Pause controls
Members can pause transfers for 15, 30, or 60 days.gochanged.com · 3 Oct 2026
Security
Changed says account information is protected with bank-level encryption.gochanged.com · 3 Oct 2026
Banking arrangement
Changed says it is a financial technology company, not a bank, and that banking services are provided by nbkc bank, Member FDIC.gochanged.com · 3 Oct 2026
Support
Changed directs users to its Help Center for answers to common questions and provides a support contact page.gochanged.com · 3 Oct 2026
Intended users
Changed describes its service as helping borrowers pay down student loans and other debt while saving toward financial goals.gochanged.com · 3 Oct 2026

Company

Founded
2017gochanged.com · 28 Sept 2026
Headquarters
Chicago, Illinois, United Statesgochanged.com · 28 Sept 2026

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Sources