Debt Payoff Pro
Debt Payoff Pro is an iOS app for organizing debt repayment using several payoff strategies.
What Debt Payoff Pro is
Debt Payoff Pro is an iOS app for organizing debt repayment using several payoff strategies. Users can order debts by lowest balance, highest balance, highest interest, or a custom sequence, and the App Store listing says the app can track an unlimited number of debts. Payment tools let users mark scheduled payments as paid and record extra principal payments. Reports show total interest, amount paid, remaining debt, and payoff date; charts and an amortization table show interest, principal, and remaining balance for each payment. The app can send payment due reminders, and users can set the notification time. Passcode protection is available for financial information. Payment lists and amortization schedules can be exported as HTML by email, and data can be backed up to a computer for restoration through iTunes file sharing. Debt Payoff Pro is listed at $0.99, paid once. The maker also points to a separate free Debt Payoff Lite version. Its FAQ says payment days can be set from 1 through 28.
Good
- Tracks an unlimited number of debts
- Offers four payoff ordering strategies
- Includes payment reminders and passcode protection
- Exports payment lists and schedules as HTML
Watch out
- Available on iOS only
- Payment days can be set from 1 through 28
- The maker has not provided Apple privacy-practice details
Who it suits
It suits iPhone users who want to track debts, compare payoff ordering strategies, and monitor payment progress. The reports and amortization table may be useful for people who want payment-level breakdowns.
Verdict
Debt Payoff Pro brings debt tracking, payoff ordering, reminders, and repayment reports into one iOS app. Consider the payment-day limit and the lack of developer-provided privacy details before choosing it.
Plans and prices
From Debt Payoff Pro's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Debt Payoff Pro | $0.99, paid once | Unlimited debts · multiple payoff strategies · payment tracking |
The facts
Each one read from Debt Payoff Pro's own pages, with the date it was checked.
What it does
- Backup and export
- Users can export payment lists and amortization schedules in HTML by email and back up data to a computer for restoration through iTunes file sharing.checked 8 Oct 2026
- Charts and schedule
- The listing describes charts and reports, plus an amortization table showing interest, principal, and remaining balance for each payment.checked 8 Oct 2026
- Debt tracking
- The App Store listing says users can track an unlimited number of debts.checked 8 Oct 2026
- Notable limit
- The maker’s FAQ says payment days can be set from 1 through 28.checked 8 Oct 2026
- Payment tracking
- Users can mark scheduled payments as paid and enter extra principal payments.checked 8 Oct 2026
- Payoff strategies
- It offers lowest balance first, highest balance first, highest interest first, and custom ordering strategies.checked 8 Oct 2026
- Privacy details
- Apple’s listing says the developer has not provided Apple with details about the app’s privacy practices and data handling.checked 8 Oct 2026
- Purpose
- The app helps users pay off debts using the debt snowball method.checked 8 Oct 2026
- Reminders
- The app can notify users when payments are due, and users can set the notification time.checked 8 Oct 2026
- Reports
- The app reports total interest, amount paid, remaining debt, and payoff date.checked 8 Oct 2026
- Security
- The listing says passcode protection can keep financial information private.checked 8 Oct 2026
- Support
- The maker directs users to the FAQ and says they can submit support questions as an App Store review.checked 8 Oct 2026
Money
- Free version
- The listing points users to a separate free Debt Payoff Lite version.checked 8 Oct 2026
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