DMCC Processing Services

What DMCC Processing Services is

DMCC Processing Services is a web platform for credit counseling agencies that submit debt management plan proposals and disbursement files to MasterCard RPPS. Agency staff can upload files in any format for conversion and processing. MasterCard return files are available to view or download in the original uploaded format the following business day. Agencies wire disbursement funds directly to MasterCard; DMCC says it does not receive or transfer client escrow funds. The platform can print manual checks for creditors that do not accept RPPS payments, drawn directly from the agency’s bank account. Agencies use the service through sublicenses under DMCC’s master credit counseling software license. DMCC says client account access is limited to employees assisting with services, that it maintains physical, electronic and procedural safeguards complying with federal regulations, and that it does not disclose nonpublic personal information except as permitted by law. Fees depend on the services used and quantity of transaction records processed, so pricing is available on request. Agencies interested in participating are directed to complete an application and send it by email or fax. The organization identifies itself as a Florida nonprofit corporation and says it has been recognized as a 501(c)(3) public charity since September 1999. It is headquartered in Lighthouse Point, Florida, United States.