unbury.me
unbury.me is a free web-based loan calculator for planning debt payments.
What unbury.me is
unbury.me is a free web-based loan calculator for planning debt payments. It offers two payoff strategies: Avalanche, which prioritizes the highest interest rate, and Snowball, which prioritizes the lowest principal. The site describes its calculator as finding an optimized payment plan intended to minimize interest and help users pay off debt as quickly as possible. It supports balance tracking, and users can save loan information rather than enter it again. The project began as a small effort in 2011 and has helped thousands of users plan debt strategies. The Free plan is always free and does not require a login; there is no free trial. The privacy policy says personal information is protected with reasonable security safeguards and retained only as long as necessary for its purposes. The site’s terms do not warrant the accuracy, likely results, or reliability of its materials. Users can email feature suggestions, bug reports, and partnership inquiries.
Good
- Offers Avalanche and Snowball payoff strategies
- Supports balance tracking
- Saved loan information need not be re-entered
- Always free and requires no login
Watch out
- The site does not warrant accuracy or likely results
- Available on the web
Who it suits
unbury.me suits people who want to plan debt payments using either the highest-interest-first or lowest-principal-first approach. It may also suit users who want to track balances or save loan details without logging in.
Verdict
unbury.me gives users two common ways to organize debt payments, with balance tracking and saved loan information. Treat its calculations as planning material rather than guaranteed results, since the terms make no accuracy or reliability warranty.
Plans and prices
From unbury.me's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free | Free | Always free · no login required |
The facts
Each one read from unbury.me's own pages, with the date it was checked.
What it does
- Accuracy disclaimer
- The terms say the site does not warrant the accuracy, likely results, or reliability of its materials.checked 8 Oct 2026
- Audience and reach
- The About page says the project has helped thousands of users plan debt strategies.checked 8 Oct 2026
- Data retention
- The privacy policy says personal data is retained only as long as necessary to fulfill its purposes.checked 8 Oct 2026
- Payment strategies
- The homepage lists highest interest rate (Avalanche) and lowest principal (Snowball) as payment plan types.checked 8 Oct 2026
- Privacy safeguards
- The privacy policy says personal information is protected using reasonable security safeguards against loss, theft, and unauthorized access, disclosure, copying, use, or modification.checked 8 Oct 2026
- Project start
- The About page says unbury.me started as a small project in 2011.checked 8 Oct 2026
- Purpose
- unbury.me is a loan calculator that helps users pay off debts.checked 8 Oct 2026
- Saving loan information
- The About page says users can save loan information so they do not have to retype it.checked 8 Oct 2026
- Support
- The contact page invites feature suggestions, bug reports, and partnership inquiries by email.checked 8 Oct 2026
The company
- Founded
- 2011checked 28 Sep 2026
Money
- Payment plan
- The site describes its calculator as finding an optimized payment plan to minimize interest and get debt free as fast as possible.checked 8 Oct 2026
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