Best Budgeting Software in 2026

In short: Workday Adaptive Planning is ranked #1 of 32 as of 4 October 2026, ahead of Buckets and YNAB. The lowest first paid tier on this page is OnePlan at $0.83/mo.

Budgeting software supports planning and tracking budgets, with tools that vary in how they handle forecasts, approvals, and organizational complexity. Compare actual-versus-budget tracking, rolling forecasts, and scenario planning, alongside approval workflows and multi-entity budgeting. Accounting integrations and deployment are also listed, as are free plans and paid-from pricing. Workday Adaptive Planning leads the ranking, followed by Vena, IBM Planning Analytics, Jedox, and Planful. Think about the planning processes and entities your organization needs to support, then compare those requirements with the listed capabilities and deployment options.

32 budgeting software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.

32ranked
0free plans on this page
$0.83/molowest paid tier
4 Oct 2026last checked
#1 Workday Adaptive Planning Top pick · 6.7 #2 Buckets Runner-up · 6.4 $64/mo #3 YNAB Also great · 6.4 $9.08/mo
  1. Free trial AndroidapiiOSmacOSWebWindows
    Free plan
    No
    RecognisedDocumentedFree planPlatforms
  2. 2 6.4
    Free trial AndroidiOSLinuxmacOSWindows
    Free plan
    No
    RecognisedDocumentedFree planPlatforms
    $64/mofirst paid tier About BucketsVisit site
  3. 3 6.4
    Free trial AndroidapiiOSWeb
    Free plan
    No
    Paid from
    9.08 /user/mo
    RecognisedDocumentedFree planPlatforms
    $9.08/mofirst paid tier About YNABVisit site
  4. 4 6.3
    Free trial AndroidiOSWeb
    Free plan
    No
    Paid from
    10 /user/mo
    Approval workflows
    Yes
    Scenario planning
    Yes
    Actual vs budget
    Yes
    RecognisedDocumentedFree planPlatforms
    $0.83/mofirst paid tier About OnePlanVisit site
  5. 5 6.2
    apiWeb
    RecognisedDocumentedFree planPlatforms
  6. Web
    Approval workflows
    Yes
    Scenario planning
    Yes
    Actual vs budget
    Yes
    Rolling forecasts
    Yes
    RecognisedDocumentedFree planPlatforms
  7. Free trial AndroidiOSWeb
    Free plan
    No
    Actual vs budget
    Yes
    RecognisedDocumentedFree planPlatforms
    $11.99/mofirst paid tier About CalendarBudgetVisit site
  8. 8 6.1
    Web
    Approval workflows
    Yes
    Scenario planning
    Yes
    Actual vs budget
    Yes
    Rolling forecasts
    Yes
    RecognisedDocumentedFree planPlatforms
  9. apiWeb
    Approval workflows
    Yes
    Scenario planning
    Yes
    Actual vs budget
    Yes
    RecognisedDocumentedFree planPlatforms
  10. 10 6.1
    apiWeb
    RecognisedDocumentedFree planPlatforms
  11. LinuxmacOSWindows
    Free plan
    No
    RecognisedDocumentedFree planPlatforms
  12. 12 6.1
    WebWindows
    RecognisedDocumentedFree planPlatforms
  13. 13 6.0
    apiWeb
    Free plan
    No
    Approval workflows
    Yes
    Scenario planning
    Yes
    Actual vs budget
    Yes
    Rolling forecasts
    Yes
    RecognisedDocumentedFree planPlatforms
    $399/mofirst paid tier About BudgytVisit site
  14. 14 6.0
    WebWindows
    Free plan
    No
    Approval workflows
    Yes
    Scenario planning
    Yes
    Actual vs budget
    Yes
    Rolling forecasts
    Yes
    RecognisedDocumentedFree planPlatforms
  15. 15 6.0
    Web
    RecognisedDocumentedFree planPlatforms
  16. 16 6.0
    Web
    Scenario planning
    Yes
    Actual vs budget
    Yes
    RecognisedDocumentedFree planPlatforms
  17. 17 5.9
    self-hosted
    Free plan
    No
    RecognisedDocumentedFree planPlatforms
  18. Web
    Approval workflows
    Yes
    Scenario planning
    Yes
    Actual vs budget
    Yes
    RecognisedDocumentedFree planPlatforms
  19. 19 5.9
    Web
    RecognisedDocumentedFree planPlatforms
  20. 20 5.8
    WebWindows
    Free plan
    No
    RecognisedDocumentedFree planPlatforms
  21. Approval workflows
    Yes
    Scenario planning
    Yes
    Actual vs budget
    Yes
    RecognisedDocumentedFree planPlatforms
  22. 22 5.8
    Approval workflows
    Yes
    Scenario planning
    Yes
    Actual vs budget
    Yes
    Rolling forecasts
    Yes
    RecognisedDocumentedFree planPlatforms
  23. 23 5.7
    WindowsmacOS
    Free plan
    No
    Scenario planning
    Yes
    Actual vs budget
    Yes
    Rolling forecasts
    Yes
    RecognisedDocumentedFree planPlatforms
  24. 24 5.7
    Web
    Free plan
    No
    RecognisedDocumentedFree planPlatforms
  25. 25 5.7
    Web
    Free plan
    No
    RecognisedDocumentedFree planPlatforms
    $833.33/mofirst paid tier About JiravVisit site

Is your app on this list?

Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.

Questions about this list

Which budgeting software is ranked first on Everything Xiaomi?

Workday Adaptive Planning is ranked #1 of 32 with a score of 6.7. Buckets is second and YNAB third.

How many of these have a free plan?

0 of the 25 on this page publish a free plan on their own pricing pages.

Which is the cheapest paid option?

On this page, OnePlan has the lowest first paid tier we found: $0.83/mo.

How is this list ranked?

Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on. Paid placements never change a rank.

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