IBM Planning Analytics is a planning and analytics platform for budgeting, forecasting, and unified business planning.
Best Budgeting Software in 2026
Budgeting software can help you plan spending, track performance against a budget, and coordinate financial decisions across an organization. Compared on actual vs budget, accounting integrations, and approval workflows, these entries also differ in deployment and support for multi-entity budgeting. Rolling forecasts and scenario planning are worth weighing if your planning needs change over time. Check the…
YNAB is a paid budgeting service for web, Android, and iOS, with an API.
OnePlan is a cloud platform that connects strategy, resources, financials, and execution for portfolio planning.
- 4
Workday Adaptive Planning
Workday Adaptive Planning supports companywide budgeting, forecasting, financial planning, and analytics.
AndroidiOSWebAPI7.5 - 5
Buckets
Buckets is personal-finance software for budgeting, tracking bills, syncing accounts, and exporting reports across desktop and mobile devices.
AndroidiOSLinuxmacOS7.3From $64 a month - 6
CalendarBudget
CalendarBudget is a cloud budgeting service for planning cash flow and comparing actual figures with a budget.
AndroidiOSWeb7.1From $11.99 a month - 7

Lucanet
Lucanet is a cloud-based financial planning and management platform for organizations working across multiple entities.
WebAPILinuxSelf-hosted6.8 - 8

Vena
WebAPIExtensionmacOS6.7 - 9
Anaplan
Anaplan is an AI-driven scenario planning and analysis platform designed to support business decision-making.
AndroidiOSWebAPI6.5 - 10
Budgyt
Budgyt is a cloud budgeting platform for finance teams to build budgets, review actual-versus-budget variances, and reforecast.
WebAPI6.4From $399 a month - 11

Pigment
Pigment is an AI platform for real-time business planning across Finance, Supply Chain, Sales, and HR.
WebAPI6.4 - 12
SAP Extended Enterprise Content Management by OpenText
AndroidiOSWebLinux6.4 - 13

Prophix One
Prophix One is a financial performance platform for finance teams and leaders, bringing planning, budgeting, forecasting, reporting, close, and…
WebAPI6.3 - 14
True North Budgeting
True North Budgeting is an offline desktop budgeting application for macOS, Windows, and Linux.
LinuxmacOSWindows6.3$29.99 one-time - 15
BudgetOnline
BudgetOnline sells desktop management-control software built in Microsoft Excel for planning budgets, cash flow, business plans, and risk assessments.
macOSWindows6.2€150 one-time - 16

Euna Budget
Euna Budget is cloud budgeting software built for public sector organizations, including towns, cities, counties, states, educational institutions, and nonprofits.
Web6.1 - 17
6.0 - 18
Bajet
Bajet Home Horizon is a Malaysian financial planning tool for exploring how income, monthly commitments and savings goals may shape finances over time.
Free planWeb6.0Free plan - 19

Board
Board is an enterprise planning platform that connects data, processes, and teams for financial and operational planning.
Self-hosted6.0 - 20

Cube
Cube is an agentic FP&A platform for finance teams that plan, forecast and report using governed business data.
WebAPI6.0 - 21

Jirav
Web6.0From $10,000 a year - 22

OpenGov Budgeting & Performance
OpenGov Budgeting & Performance is a cloud platform for state and local governments to build, manage and publish budgets.
WebAPI6.0 - 23
CCH Tagetik
CCH Tagetik brings financial close, planning, and reporting into a single platform, with Expert AI embedded across its processes.
WebSelf-hosted5.9 - 24

Planful
Planful is a cloud financial performance management platform for planning, budgeting, consolidation, reporting, and analytics.
WebAPI5.9 - 25
Questica Budget
Questica Budget, presented as Euna Budget, is a cloud-based budgeting solution for public sector organizations.
WebAPI5.9


