Best Budgeting Software in 2026
Updated
In short: Workday Adaptive Planning is ranked #1 of 32 as of 4 October 2026, ahead of Buckets and YNAB. The lowest first paid tier on this page is OnePlan at $0.83/mo.
Budgeting software supports planning and tracking budgets, with tools that vary in how they handle forecasts, approvals, and organizational complexity. Compare actual-versus-budget tracking, rolling forecasts, and scenario planning, alongside approval workflows and multi-entity budgeting. Accounting integrations and deployment are also listed, as are free plans and paid-from pricing. Workday Adaptive Planning leads the ranking, followed by Vena, IBM Planning Analytics, Jedox, and Planful. Think about the planning processes and entities your organization needs to support, then compare those requirements with the listed capabilities and deployment options.
32 budgeting software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
#1 Workday Adaptive Planning Top pick · 6.7
#2 Buckets Runner-up · 6.4 $64/mo
#3 YNAB Also great · 6.4 $9.08/mo- Free trial AndroidapiiOSmacOSWebWindows
- Free plan
- No
RecognisedDocumentedFree planPlatforms - Free trial AndroidiOSLinuxmacOSWindows
- Free plan
- No
RecognisedDocumentedFree planPlatforms$64/mofirst paid tier About BucketsVisit site - Free trial AndroidapiiOSWeb
- Free plan
- No
- Paid from
- 9.08 /user/mo
RecognisedDocumentedFree planPlatforms$9.08/mofirst paid tier About YNABVisit site - Free trial AndroidiOSWeb
- Free plan
- No
- Paid from
- 10 /user/mo
- Approval workflows
- Yes
- Scenario planning
- Yes
- Actual vs budget
- Yes
RecognisedDocumentedFree planPlatforms$0.83/mofirst paid tier About OnePlanVisit site - apiWebRecognisedDocumentedFree planPlatforms
- Web
- Approval workflows
- Yes
- Scenario planning
- Yes
- Actual vs budget
- Yes
- Rolling forecasts
- Yes
RecognisedDocumentedFree planPlatforms - Free trial AndroidiOSWeb
- Free plan
- No
- Actual vs budget
- Yes
RecognisedDocumentedFree planPlatforms$11.99/mofirst paid tier About CalendarBudgetVisit site - Web
- Approval workflows
- Yes
- Scenario planning
- Yes
- Actual vs budget
- Yes
- Rolling forecasts
- Yes
RecognisedDocumentedFree planPlatforms - apiWeb
- Approval workflows
- Yes
- Scenario planning
- Yes
- Actual vs budget
- Yes
RecognisedDocumentedFree planPlatforms - apiWebRecognisedDocumentedFree planPlatforms
- LinuxmacOSWindows
- Free plan
- No
RecognisedDocumentedFree planPlatforms - WebWindowsRecognisedDocumentedFree planPlatforms
- apiWeb
- Free plan
- No
- Approval workflows
- Yes
- Scenario planning
- Yes
- Actual vs budget
- Yes
- Rolling forecasts
- Yes
RecognisedDocumentedFree planPlatforms$399/mofirst paid tier About BudgytVisit site - WebWindows
- Free plan
- No
- Approval workflows
- Yes
- Scenario planning
- Yes
- Actual vs budget
- Yes
- Rolling forecasts
- Yes
RecognisedDocumentedFree planPlatforms - WebRecognisedDocumentedFree planPlatforms
- Web
- Scenario planning
- Yes
- Actual vs budget
- Yes
RecognisedDocumentedFree planPlatforms - self-hosted
- Free plan
- No
RecognisedDocumentedFree planPlatforms - Web
- Approval workflows
- Yes
- Scenario planning
- Yes
- Actual vs budget
- Yes
RecognisedDocumentedFree planPlatforms - WebRecognisedDocumentedFree planPlatforms
- WebWindows
- Free plan
- No
RecognisedDocumentedFree planPlatforms -
- Approval workflows
- Yes
- Scenario planning
- Yes
- Actual vs budget
- Yes
RecognisedDocumentedFree planPlatforms -
- Approval workflows
- Yes
- Scenario planning
- Yes
- Actual vs budget
- Yes
- Rolling forecasts
- Yes
RecognisedDocumentedFree planPlatforms - WindowsmacOS
- Free plan
- No
- Scenario planning
- Yes
- Actual vs budget
- Yes
- Rolling forecasts
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Free plan
- No
RecognisedDocumentedFree planPlatforms - Web
- Free plan
- No
RecognisedDocumentedFree planPlatforms$833.33/mofirst paid tier About JiravVisit site
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which budgeting software is ranked first on Everything Xiaomi?
Workday Adaptive Planning is ranked #1 of 32 with a score of 6.7. Buckets is second and YNAB third.
How many of these have a free plan?
0 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, OnePlan has the lowest first paid tier we found: $0.83/mo.
How is this list ranked?
Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on. Paid placements never change a rank.


































