IBM Planning Analytics is a planning and analytics platform for budgeting, forecasting, and unified business planning.
Best Budgeting Apps in 2026
Budgeting apps help teams plan spending, compare actual results with budgets and build forecasts. This category includes tools with features such as approval workflows, scenario planning and multi-entity budgeting. Check Android availability if you plan to work from a Xiaomi, Redmi or POCO phone. Compare web, iOS, Windows and macOS access, plus API options, alongside pricing and the budgeting features your…
Workday Adaptive Planning supports companywide budgeting, forecasting, financial planning, and analytics.
YNAB is a paid budgeting service for web, Android, and iOS, with an API.
- 4

OnePlan
OnePlan is a cloud platform that connects strategy, resources, financials, and execution for portfolio planning.
AndroidiOSWeb7.8From $120 a year - 5
Buckets
Buckets is personal-finance software for budgeting, tracking bills, syncing accounts, and exporting reports across desktop and mobile devices.
AndroidiOSLinuxmacOS7.5$64 one-time - 6

Vena
WebAPIExtensionmacOS7.4 - 7
Anaplan
Anaplan is an AI-driven scenario planning and analysis platform designed to support business decision-making.
AndroidiOSWebAPI7.3 - 8
CalendarBudget
CalendarBudget is a cloud budgeting service for planning cash flow and comparing actual figures with a budget.
AndroidiOSWeb7.3From $11.99 a month - 9

Lucanet
Lucanet is a cloud-based financial planning and management platform for organizations working across multiple entities.
WebAPILinuxSelf-hosted7.2 - 10

Prophix One
Prophix One is a financial performance platform for finance teams and leaders, bringing planning, budgeting, forecasting, reporting, close, and…
WebAPI7.0 - 11

Pigment
Pigment is an AI platform for real-time business planning across Finance, Supply Chain, Sales, and HR.
WebAPI7.0 - 12
Budgyt
Budgyt is a cloud budgeting platform for finance teams to build budgets, review actual-versus-budget variances, and reforecast.
WebAPI6.8From $399 a month - 13
Workday Peakon Employee Voice
AndroidiOSWebAPI6.8 - 14
CCH Tagetik
CCH Tagetik brings financial close, planning, and reporting into a single platform, with Expert AI embedded across its processes.
WebSelf-hosted6.7 - 15
Unit4 FP&A
Unit4 FP&A combines budgeting, forecasting, and reporting in a cloud platform for finance teams.
WebAPI6.6 - 16
6.6 - 17
6.6 - 18

Planful
Planful is a cloud financial performance management platform for planning, budgeting, consolidation, reporting, and analytics.
WebAPI6.5 - 19

Cube
Cube is an agentic FP&A platform for finance teams that plan, forecast and report using governed business data.
WebAPI6.5 - 20

Euna Budget
Euna Budget is cloud budgeting software built for public sector organizations, including towns, cities, counties, states, educational institutions, and nonprofits.
Web6.5 - 21
SAP Extended Enterprise Content Management by OpenText
AndroidiOSWebLinux6.5 - 22

OpenGov Budgeting & Performance
OpenGov Budgeting & Performance is a cloud platform for state and local governments to build, manage and publish budgets.
WebAPI6.4 - 23
BudgetOnline
BudgetOnline sells desktop management-control software built in Microsoft Excel for planning budgets, cash flow, business plans, and risk assessments.
macOSWindows6.4€150 one-time - 24
True North Budgeting
True North Budgeting is an offline desktop budgeting application for macOS, Windows, and Linux.
LinuxmacOSWindows6.4$29.99 one-time - 25

Board
Board is an enterprise planning platform that connects data, processes, and teams for financial and operational planning.
Self-hosted6.3
Choosing well
Check Android and other platforms
Confirm whether the product has an Android app before choosing it for phone-based work. Also check its web, iOS, Windows and macOS options.
An API can matter when you need to connect budgeting data to another system.
Review plans and starting prices
Look for a real free plan or a free trial if you want to evaluate a tool before paying. Check the published paid-from price and what the plan includes.
Pricing models differ, so verify current terms with the product listing.
Match planning features
Compare approval workflows, scenario planning, actual-versus-budget views and rolling forecasts. These features support different stages of the planning process.
For organizations with separate entities, check whether multi-entity budgeting fits your structure.
Check accounting connections
Review the accounting integrations offered by a tool and confirm they work with your existing setup. Integration coverage can affect how easily figures move into plans and forecasts.
Choose a deployment model
Compare deployment options before you commit. Web access may suit browser-based work, while desktop or mobile apps can matter for specific teams and devices.
Questions people ask
Do budgeting apps work on Android phones?
Android is among the platforms represented in this category, but availability can differ by product. Check the individual app listing before choosing.
Can I use a web browser instead of an app?
Web is a listed platform for this category. Confirm browser access and supported features on the product page.
Are free budgeting plans available?
A free plan is offered by products in this category. Check the specific tool's plan details and limits.
Can I try a budgeting app before paying?
A free trial is offered by products in this category. Check the trial terms and the paid-from price before signing up.
What planning features should I compare?
Compare approval workflows, scenario planning, actual versus budget, rolling forecasts, multi-entity budgeting and accounting integrations.

