18.7
Expensify is expense and spend management software covering expense reports, corporate cards, travel booking, reimbursements, bill pay, invoicing, and chat.
Free planOpen sourceAndroidiOSWeb
Best Budgeting and Expense Tracking in 2026
Android apps can help you plan spending, record expenses and review a household budget from a phone. Web, Windows, macOS, iOS and API access also appear across this category, depending on the tool. Compare the platforms you need first, then check free-plan terms, paid starting price and trial length. Look for bank synchronization, receipt scanning, recurring transactions, shared budgets, multiple currencies and…
28.3
Zoho Expense is travel and expense management software for collecting expenses, organizing reports, routing approvals, and managing business spend.
Free planAndroidiOSWeb
38.2
PocketSmith is personal finance software for budgeting, tracking accounts and forecasting future bank balances.
Free planAndroidiOSWeb
- 4
Hurdlr
Hurdlr is a finance and tax app for self-employed entrepreneurs, tracking income, expenses, mileage and taxes.
Free planAndroidiOSWeb7.5From $100 a year - 5
Buddy
Free planiOSmacOS7.3Free plan - 6
Wallet by BudgetBakers
Wallet by BudgetBakers is a personal finance tracking and budgeting tool for Android, iOS and web.
Free planAndroidiOSWeb7.3Free plan - 7
EveryDollar
EveryDollar is a budgeting tool available on the web, iOS, and Android.
Free planAndroidiOSWeb7.2From $17.99 a month - 8
Goodbudget
Free planAndroidiOSWeb7.2From $10 a month - 9
Trout
Free planWebAPISelf-hosted7.0From €59 a year - 10
Money Manager
Free planAndroidiOS6.9Free plan - 11
Quicken
WebmacOSWindows6.9From $3.99 a month - 12
Treeline
Free planLinuxmacOSWindows6.9From $1.50 a month - 13
Actual Budget
Actual Budget is a free, open-source budgeting app built around envelope budgeting.
Free planWebAPILinuxmacOS6.8Free plan - 14
Lunch Money
AndroidiOSWeb6.7 - 15
Rocket Money
Free planAndroidiOSWeb6.7Free plan - 16
HomeBank
Free planLinuxmacOSWindows6.5Free plan - 17
PocketGuard
AndroidiOSWeb6.5From $6.25 a month - 18
budgetzero
Free planWebmacOSSelf-hostedWindows6.4Free plan - 19
Firefly III
Free planWebAPILinuxSelf-hosted6.4Free plan - 20
Fudget
AndroidiOSWindowsmacOS6.4 - 21
Havoro
Free planWebLinuxSelf-hostedWindows6.4Free plan - 22
Moneyspire
AndroidiOSWindowsmacOS6.4From $99.99 a month - 23
Pledger.io
AndroidWebAPISelf-hosted6.4 - 24
Spendee
AndroidiOSWeb6.4 - 25
Monefy
Free planAndroidiOS6.3Free plan
Choosing well
Check Android access first
If you manage money from a Xiaomi, Redmi or POCO phone, confirm that the app has Android support and check whether its important functions work there. ExpenseIQ lists Android and iOS platforms.
A web version can help on a larger screen, while Windows, macOS or an API may suit desktop work or automation.
Compare free and paid terms
A free plan can be enough for basic budgeting, but check what the plan includes before moving your records. Actual Budget, budgetzero, Firefly III and Havoro list free plans.
Freemium services can add paid features. Expensify lists a free plan, paid plans from $5 per month and a 30-day trial.
Match the money features
Use the comparison fields to check for bank synchronization, receipt scanning and recurring transactions. These can reduce manual entry when they fit your accounts and habits.
For household finances, look for shared budgets. Multiple-currency support and investment tracking matter if you manage money across currencies or investments.
Consider code and data access
Open-source code is available from tools in this category. If reading or changing the code matters to you, check the licence and the project’s current documentation.
An API can be useful when you want to connect budgeting data to another service, but confirm that the functions you need are exposed.
Questions people ask
Do these budgeting tools have Android apps?
Android support is available from tools in this category, but platform coverage differs. Check the individual listing before choosing one for a Xiaomi, Redmi or POCO phone.
Can I start with a free plan?
Yes. Actual Budget, budgetzero, Firefly III and Havoro list free plans. Other services use freemium or paid models, so compare their terms.
Which features should I compare?
Compare bank synchronization, receipt scanning, recurring transactions, shared budgets, multiple currencies, investment tracking and mobile apps.
Are open-source options available?
Yes. Open-source code is offered by tools in this category. Review the project licence and documentation if that affects your choice.
Is there a budgeting app with a free trial?
Expensify lists a 30-day trial, along with a free plan and paid plans from $5 per month. Trial terms can differ by service.