Trout
The facts below are what the maker publishes about Trout, checked and dated. Our editors have not written about it yet.
Plans and prices
From Trout's own pricing page, checked 22 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free | Free | Envelope budgeting · Accounts, goals, and schedules · Rules, crypto tracking, and multi-currency budgeting · No card required |
| Manual budgeting | Free | Envelope budgeting · accounts, goals, and schedules · rules, crypto tracking, and multi-currency budgeting · Free |
| Self-hosted | Free | Free software · requires your own infrastructure and service keys · €0 · software licence · AGPL-3.0 |
| Hosted monthly | €7 a month | Bank sync through supported providers · AI categorisation and chat · API access when it launches · €7/ month |
| Hosted annual | €59 a year | Bank sync through supported providers · AI categorisation and chat · API access when it launches · €59/ year |
The facts
Each one read from Trout's own pages, with the date it was checked.
What it does
- Account sync
- bothchecked 22 Sep 2026
- AI
- The AI assistant can answer questions about budget data and move money between categories using text requests.checked 12 Oct 2026
- Automation
- Rules can match payee, amount, or memo, using OR within a condition group and AND across groups.checked 12 Oct 2026
- Availability
- The terms say the beta service targets best-effort availability and makes no uptime guarantees.checked 12 Oct 2026
- Bank access limits
- Bank sync is read-only, does not initiate payments, and available history varies by bank.checked 12 Oct 2026
- Bank sync
- Supported European banks connect through Enable Banking, while supported US and Canadian banks connect through SimpleFIN.checked 12 Oct 2026
- Budgeting
- Envelope budgeting includes categories, groups, rolling balances, and five goal types.checked 12 Oct 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Crypto
- Crypto tracking uses CoinGecko prices with a five-minute refresh target and retains the latest cached quote if refresh fails.checked 12 Oct 2026
- Currencies
- Trout supports 147 currencies and uses the latest available exchange rate, refreshed daily.checked 12 Oct 2026
- Investments
- Investment positions are entered manually; brokerage syncing, trade ledger, automatic transfer tracking, and tax-lot accounting are unavailable.checked 12 Oct 2026
- Net-worth tracking
- Yeschecked 22 Sep 2026
- Privacy
- The hosted service says it does not sell data, show advertising, or use financial data to train machine-learning models.checked 12 Oct 2026
- Project age
- The home page says Trout was established in 2025.checked 12 Oct 2026
- Purpose
- Trout is an envelope-budgeting ledger for people who want to own their money and data.checked 12 Oct 2026
- Report export
- Yeschecked 22 Sep 2026
- Security
- The privacy policy says passwords are hashed with scrypt, transport uses TLS, and provider secrets are encrypted at rest.checked 12 Oct 2026
- Self-hosting
- Self-hosting uses AGPL-3.0 software and the maker's Docker guide requires a Linux host.checked 12 Oct 2026
- Support
- The maker provides a GitHub bug-report link and lists an email address for privacy and data requests.checked 12 Oct 2026
The company
- Founded
- 2025checked 28 Sep 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
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