PocketSmith

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Score9.7

Rank#1 of 181

From$0.83/mo

Free planYes

Runs onAndroid, API, iOS, Linux, macOS, Web, Windows

Summary

PocketSmith is ranked #1 of 181 in personal finance software on Everything Xiaomi, made by PocketSmith (Dunedin, New Zealand). It runs on Android, API, iOS, Linux, macOS, Web, Windows. There is a free plan. Paid plans start at $0.83/mo.

PocketSmith plans and pricing

All plans

Free Free Automatic bank feeds · Manual imports · 2 dashboards · 12 budgets · 2 accounts · 6 months' projection my.pocketsmith.com · 28 Sept 2026

Foundation $9.99/mo billed annually USD $14.95 billed monthly · Automatic bank feeds · 6 connected banks from 1 country · 6 dashboards · 10 years' projection · Unlimited accounts my.pocketsmith.com · 28 Sept 2026

Flourish $16.66/mo billed annually USD $24.95 billed monthly · Automatic bank feeds · 18 connected banks from all countries · 18 dashboards · 30 years' projection · Unlimited accounts my.pocketsmith.com · 28 Sept 2026

Fortune $26.66/mo billed annually USD $39.95 billed monthly · Automatic bank feeds · Unlimited connected banks from all countries · Unlimited dashboards · 60 years' projection · Unlimited accounts my.pocketsmith.com · 28 Sept 2026

Foundation $9.99/yr per month, billed annually; $14.95 billed monthly 6 connected banks from 1 country · 6 dashboards · 10 years' projection · Unlimited accounts · Unlimited budgets my.pocketsmith.com · 28 Sept 2026

Flourish $16.66/yr per month, billed annually; $24.95 billed monthly 18 connected banks from all countries · 18 dashboards · 30 years' projection · Unlimited accounts · Unlimited budgets my.pocketsmith.com · 28 Sept 2026

Compared on personal finance software

Free plan: Yesmy.pocketsmith.com
Paid from: $9.99/momy.pocketsmith.com
Budgeting tools: Yesmy.pocketsmith.com
Bill tracking: Yesmy.pocketsmith.com
Net-worth tracking: Yesmy.pocketsmith.com
Account sync: bothmy.pocketsmith.com
Report export: Yesmy.pocketsmith.com
Mobile apps: bothmy.pocketsmith.com

Facts

Free plan: Yesmy.pocketsmith.com · 19 Sept 2026
Paid from: 9.99my.pocketsmith.com · 19 Sept 2026
Budgeting tools: Yesmy.pocketsmith.com · 19 Sept 2026
Bill tracking: Yesmy.pocketsmith.com · 19 Sept 2026
Net-worth tracking: Yesmy.pocketsmith.com · 19 Sept 2026
Account sync: bothmy.pocketsmith.com · 19 Sept 2026
Report export: Yesmy.pocketsmith.com · 19 Sept 2026
Mobile apps: bothmy.pocketsmith.com · 19 Sept 2026
Starting paid price: Foundation starts at $9.99 per month when billed annually.my.pocketsmith.com · 28 Sept 2026
Free tier: A free plan is available for casual budgeters.my.pocketsmith.com · 28 Sept 2026
Free tier limits: The free plan includes 2 dashboards, 12 budgets, 2 accounts, and 6 months' projection.my.pocketsmith.com · 28 Sept 2026
Trial refund: The service offers a 14-day money back guarantee.my.pocketsmith.com · 28 Sept 2026
Forecast horizon: Calendar forecasting can project daily account balances up to 60 years ahead.pocketsmith.com · 28 Sept 2026
Available platforms: The site lists mobile and desktop apps.pocketsmith.com · 28 Sept 2026
Account security: Data is encrypted at all times, with two-factor authentication on all plans.pocketsmith.com · 28 Sept 2026
Advertising policy: PocketSmith states that it has no ads or ad-tracking.pocketsmith.com · 28 Sept 2026
Bank integrations: Automatic imports and categorization cover over 14,000 banks and institutions worldwide.my.pocketsmith.com · 28 Sept 2026
Connected bank limits: Paid plans list limits of 6, 18, or unlimited connected banks depending on plan.my.pocketsmith.com · 28 Sept 2026
Support levels: Foundation and Flourish include email support; Fortune includes priority email support.my.pocketsmith.com · 28 Sept 2026
Company history: PocketSmith says it has been building the product since 2008.pocketsmith.com · 28 Sept 2026
Company structure: PocketSmith describes itself as an independent and dedicated team.pocketsmith.com · 28 Sept 2026
File management: Users can browse, upload, preview, rename, describe, and download documents.pocketsmith.com · 28 Sept 2026
AI integration: The PocketSmith MCP server connects compatible AI assistants to users' financial data.pocketsmith.com · 28 Sept 2026
Multi-currency support: Users can monitor international accounts with live multi-currency conversions.my.pocketsmith.com · 28 Sept 2026
Custom dashboards: Users can create dashboards containing accounts, transactions, budgets, and more.pocketsmith.com · 28 Sept 2026
Purpose: PocketSmith is personal finance software for forecasting future bank balances and interacting with money.pocketsmith.com · 28 Sept 2026
Bank feeds: PocketSmith connects to over 12,000 financial institutions worldwide for automatic live bank feeds.pocketsmith.com · 28 Sept 2026
Multi-currency: It tracks accounts, assets and liabilities across countries with automatic currency conversion based on daily rates.pocketsmith.com · 28 Sept 2026
Forecasting: Its forecasting tools show daily bank balances up to 60 years into the future on the Fortune plan.my.pocketsmith.com · 28 Sept 2026
Budgeting: The product provides a budget calendar, flexible budget periods and what-if scenarios.pocketsmith.com · 28 Sept 2026
Reporting: Reports include dashboards, income and expense, net worth and automatically updated cashflow statements.pocketsmith.com · 28 Sept 2026
Files: PocketSmith includes a file browser for browsing, uploading, previewing, renaming, describing and downloading financial documents.pocketsmith.com · 28 Sept 2026
AI integration: Its MCP server connects financial data to ChatGPT, Claude and other compatible AI assistants with read-only or change-capable access.pocketsmith.com · 28 Sept 2026
Data providers: PocketSmith uses Yodlee, Plaid, Salt Edge, Akahu, Basiq and Mastercard for regional financial feeds.pocketsmith.com · 28 Sept 2026
Feed permissions: All bank feeds are read-only and cannot transfer or move money in connected accounts.pocketsmith.com · 28 Sept 2026
Security: Connections are encrypted, stored data is encrypted at rest, passwords use bcrypt hashing, and PocketSmith reports an SSL Labs A+ transport rating as of February 2024.pocketsmith.com · 28 Sept 2026
Two-factor authentication: Two-factor authentication is available to all users, including users on the free plan.pocketsmith.com · 28 Sept 2026
API: The PocketSmith API is available without restriction and free of charge, with developer keys and OAuth 2 for apps.developers.pocketsmith.com · 28 Sept 2026
Desktop apps: PocketSmith offers beta desktop apps for macOS 11 or newer, Windows 10 and 11, and Debian-based Linux distributions.pocketsmith.com · 28 Sept 2026
Support: Users can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune.pocketsmith.com · 28 Sept 2026