PocketSmith
9.0#2 in personal finance softwareFrom $119.88 a yearFree planAndroidiOSWebAPI
VisitPocketSmith vs Talvo
What both publish
| Fact | PocketSmith | Talvo |
|---|---|---|
| Account sync | both | both |
| Budgeting | The product provides a budget calendar, flexible budget periods and what-if scenarios. | Users can carry unspent category budgets forward, rebalance budgets mid-month and exclude transactions or categories from calculations. |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Headquarters | Dunedin, New Zealand | Antwerp, Belgium |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Purpose | PocketSmith is personal finance software for forecasting future bank balances and interacting with money. | Talvo is a personal finance tracker and budgeting app that brings accounts, spending, budgets and net worth together. |
| Report export | Yes | Yes |
| Security | Connections are encrypted, stored data is encrypted at rest, passwords use bcrypt hashing, and PocketSmith reports an SSL Labs A+ transport rating as of February 2024. | Bank connections are read-only, and Talvo says it cannot initiate payments or transfer funds. |
| Support | Users can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune. | Talvo lists [email protected] as its support contact. |
PocketSmith plans
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
Talvo plans
- StarterFree
- Plus€5 a month
Pick PocketSmith if…
It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.
Pick Talvo if…
Talvo suits people who want budgets and net-worth tracking alongside spending analysis. Starter is for manual account upkeep; Plus adds bank sync and automatic categorization.