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PocketSmith vs SoFi

PocketSmith logo

PocketSmith

9.0#2 in personal finance softwareFrom $119.88 a year
Free planAndroidiOSWebAPI
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SoFi

9.0#1 in personal finance softwareFree plan
Free planAndroidiOSWebmacOS
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What both publish

FactPocketSmithSoFi
Account syncbothboth
Bill trackingYesYes
Budgeting toolsYesYes
Company historyPocketSmith says it has been building the product since 2008.SoFi says Social Finance, Inc. was founded by Stanford business school students in August 2011 using an alumni-funded lending model.
Founded20082011
Free planYesYes
HeadquartersDunedin, New ZealandSan Francisco, California, United States
Mobile appsbothboth
Net-worth trackingYesYes
Paid from9.9910
Report exportYesYes
SupportUsers can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune.SoFi lists phone, email, live chat, and social-media support channels, with U.S. customer support at 855-456-7634.

PocketSmith plans

  • FreeFree
  • Foundation$14.95 a month
  • Flourish$24.95 a month
  • Fortune$39.95 a month
  • Foundation$119.88 a year
  • Flourish$199.92 a year

SoFi plans

  • SoFi Coach / RelayPriced on request
  • SoFi Coach / Relay—
  • SoFi Checking and SavingsFree
  • SoFi Plus$10 a month
  • SoFi CoachFree

Pick PocketSmith if…

It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.

Pick SoFi if…

SoFi suits people looking for banking, investing, and financial tracking tools in one platform. SoFi Coach is available at no charge to members who use its banking, borrowing, or investing services.

Charts they share