Treeline
The facts below are what the maker publishes about Treeline, checked and dated. Our editors have not written about it yet.
Plans and prices
From Treeline's own pricing page, checked 12 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Treeline | Free | Desktop app · plugins · CSV import · SQL access · agent integration · No account or subscription |
| SimpleFIN bank sync (third party) | $1.50 a month | US & Canada · automatic bank sync · ~$1.50/month, paid directly to SimpleFIN |
| Lunch Flow bank sync (third party) | $3 a month | Global · automatic bank sync · ~$3/month, paid directly to Lunch Flow |
The facts
Each one read from Treeline's own pages, with the date it was checked.
What it does
- Account sync
- bothchecked 22 Sep 2026
- AI integrations
- Treeline offers a local MCP server and CLI integrations for Claude Desktop, Claude Code, Gemini CLI, OpenClaw, and other compatible MCP clients.checked 12 Oct 2026
- Bank sync
- Automatic bank sync is available through SimpleFIN and Lunch Flow, while CSV import works with any bank.checked 12 Oct 2026
- Bank sync limits
- SimpleFIN supports most US and Canadian banks; Lunch Flow supports thousands of banks across the US, Canada, EU, UK, Brazil, and Asia.checked 12 Oct 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Encryption
- Database encryption is optional, and the documentation says the database file is encrypted at rest when encryption is enabled.checked 12 Oct 2026
- Local data
- Treeline stores financial data in a DuckDB file on the user's computer and says it does not see the data.checked 12 Oct 2026
- Net-worth tracking
- Yeschecked 22 Sep 2026
- Notable limitation
- Claude Desktop can query and analyze data, but connecting a bank and importing transactions require the desktop app or CLI.checked 12 Oct 2026
- Optional remote access
- Syncing between devices and remote AI access are in beta and run through a hub the user hosts; server costs depend on the user's hosting.checked 12 Oct 2026
- Plugins
- Plugins add capabilities such as budgeting, emergency-fund estimates, savings goals, recurring-charge detection, cash-flow planning, and net-worth tracking.checked 12 Oct 2026
- Product
- Treeline is an open-source personal finance app built around a local DuckDB database.checked 12 Oct 2026
- SQL access
- The local database can be queried through the built-in SQL interface, CLI, notebooks, Python, or other DuckDB-compatible tools.checked 12 Oct 2026
- Support
- Treeline is in beta, and its download page directs users to Discord for help, updates, and feedback.checked 12 Oct 2026
- Transaction management
- Users can tag transactions, create automatic categorization rules, split transactions, hide duplicates, and search across transactions.checked 12 Oct 2026
- Who it is for
- The maker describes Treeline as a foundation for people who want to tinker with and ask custom questions of their financial data.checked 12 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
The company
- Maker
- The site credits Zack Schrag as the maker of Treeline.checked 12 Oct 2026
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