HitPay Payment Links

HitPay Payment Links is a hosted checkout service for collecting money through reusable links or QR codes rather than a built-in website checkout. It fits freelancers, small businesses, and larger merchants that need flexible payment amounts, currencies, and payment methods. The strongest case is fast, branded collection across many channels; the main caveat is that transaction costs combine a link fee with the processor’s fee.

Overview

HitPay, founded in 2016 and headquartered in Singapore, lets a business create a checkout URL, generate a QR code, or embed the link online. Customers can pay without the merchant developing a website checkout, making it practical for social selling, invoices, events, and other situations where a shareable destination is more useful than a full storefront.

A single link can be reused by multiple customers. Merchants can set a fixed charge or allow the payer to choose both the amount and currency. One-time and recurring collections are supported, so the same tool can cover a defined product price, an open-ended contribution, or repeat billing.

Key features

Flexible checkout collection

Support for more than 100 currencies gives internationally oriented sellers broad reach. HitPay also provides broad payment-method coverage, while letting merchants decide which methods appear and change their order according to the transaction amount and currency. That control can keep the most relevant choices prominent, although businesses still need to account for the processing cost attached to each selected method.

Branding and administration

Checkout pages can carry a business logo, colors, and chosen payment preferences, giving a shared link more brand continuity than an unbranded payment request. The HitPay dashboard handles transaction management and payment notifications. Real-time data and detailed reports add an analytics layer for monitoring collections and business performance.

Security and connections

HitPay states that its payment links are PCI DSS compliant and identifies the company as PCI DSS certified. Integrations listed for the product include Shopify, WooCommerce, Xero, and Wix, useful for merchants that already combine commerce, accounting, or site-building tools. Assistance is directed through HitPay’s contact team and help center.

Payout timing

For Singapore merchants, non-card HitPay Balance payouts are listed at T+1 calendar day, while card payouts start from T+1 business day. That distinction matters when cash-flow planning depends on card settlement.

Pricing

The Payment Links plan costs free, with no setup or monthly fee. It is not a completely free payment service: each transaction carries a 0.2% Payment Links fee plus the payment method processing fee. There is no free trial, so the free plan is the ongoing entry point rather than a limited evaluation period.

This structure suits businesses with irregular or moderate payment volume that want to avoid a subscription. It is less attractive when margins are tight or transaction volume is high, because the link charge is added to the separate processing rate. The plan has no published seat quota, transaction quota, renewal charge, or monthly cap, so buyers should base the decision primarily on their expected per-payment costs.

Platforms

HitPay Payment Links is available on Android, iOS, and the web. That combination supports mobile administration as well as browser-based business workflows.

Who it's for

Freelancers can use reusable links for client charges or recurring work without commissioning a checkout site. Small businesses benefit from QR distribution, customer-selected amounts, and the lack of a monthly subscription. Larger enterprises may value currency breadth, method ordering, reporting, and integrations, but should model cumulative transaction fees carefully before standardizing on links.

It is a poor fit when the priority is a deeply integrated, on-site checkout experience rather than a hosted page, or when a high payment volume makes an additional percentage fee material.

Pros and cons

• Pro: Fixed or customer-selected amounts and currencies handle both priced sales and open-ended collections.
• Pro: One-time, recurring, and reusable links support several payment patterns without separate link types.
• Pro: More than 100 currencies, selectable payment methods, and method reordering help tailor checkout to different customers.
• Pro: Logo and color customization, dashboard notifications, real-time data, and reports provide a branded and monitorable process.
• Con: The 0.2% link fee is charged in addition to payment-method processing, which can erode margins as volume rises.
• Con: Hosted links are lighter than a checkout embedded directly into a merchant’s website.

Alternatives

Browse the Payment Link Software and Hosted Checkout Software lists for broader comparisons.

• Dojo is a freemium Android, iOS, web, and API option with a free Essential plan covering major cards, real-time transactions, and PCI-compliance tools.
• Mollie suits merchants wanting pay-as-you-go pricing with no contract, including published domestic debit and credit card rates.
• PayPal Invoicing is preferable when creating and sending invoices through PayPal and Venmo matters more than a standalone link workflow.
• Pay. Pay by Link offers a no-monthly-charge Pioneer plan with a per-transaction fee plus a percentage of turnover.
• Checkout.com is the alternative for businesses seeking tailored pricing or free processing for qualifying registered charities.
• Mercado Pago Payment Link fits sellers who prefer sale-based pricing with no monthly fee and published card settlement choices.
• Razorpay Payment Links may appeal during its 90-day 0% platform-fee promotion, followed by a listed 2% plus GST transaction fee.
• SumUp Payment Links keeps pricing simple with no monthly cost and a 2.50% per-transaction charge.

Verdict

Choose HitPay Payment Links if you need reusable, branded payment pages and QR codes across currencies without paying a monthly subscription. Its flexible amount settings, recurring support, and method controls are the key advantages. Look elsewhere if the added 0.2% link fee threatens your margins or you require a fully native website checkout.