SumUp Payment Links
- Android app
- Yes
- Free plan
- Yes
- Runs on
- Android, iOS, Web
Summary
SumUp Payment Links lets businesses collect online payments by sharing a link, without needing a website or card reader. Merchants can make links for fixed or open amounts, reuse them, set expiration dates, and let customers add tips or notes. They can share links through Instagram, WhatsApp, SMS, email, or show them as QR codes. Customers pay on a secure online page without an app or account. The SumUp Business App shows whether links are paid or outstanding and lets merchants resend unpaid links; payments appear in the merchant’s account with a push notification. SumUp lists Mastercard, Visa, American Express, Diners Club, Discover, and UnionPay. Its support instructions cover creating links in a browser, app, POS Lite, or SumUp Register. The company says links use 3D Secure 2 and its software and hardware meet, and often exceed, PCI-DSS standards. Plug-in integrations, APIs, and a payment widget are also described for online payments; recurring payments can be enabled through the API. Pricing lists a free plan with no monthly fee and a 2.50% transaction fee; paid plans start at £19/mo.
Who it is for
It suits businesses taking remote payments for delivery, freelance work, click-and-collect, social media sales, billing, or phone orders. It may also suit merchants who want to track outstanding links in the SumUp Business App.
What is good
- No website or card reader needed to collect payment.
- Links can be shared through messaging and social channels.
- Customers need no app or account to pay.
- Fixed and open amounts, expiration dates, tips, and notes are supported.
- QR codes can display payment links.
What to know first
- Free plan charges 2.50% per transaction.
- Paid plans start at £19/mo.
Verdict
SumUp Payment Links covers link-based payment collection, tracking, and QR sharing. Its free option has a 2.50% transaction fee, while paid plans start at £19/mo.
SumUp Payment Links plans and pricing
All plansCompared on payment link software
Facts
- What it does
- Payment Links lets businesses collect online payments through a link, without needing a website or card reader.sumup.com · 3 Oct 2026
- Share channels
- Links can be shared through channels such as Instagram, WhatsApp, SMS and email.sumup.com · 3 Oct 2026
- Customer checkout
- Customers can pay through a secure online page without downloading an app or creating an account.sumup.com · 3 Oct 2026
- Link tracking
- The SumUp Business App shows which links are paid or outstanding and lets merchants resend unpaid links.sumup.com · 3 Oct 2026
- Link options
- Merchants can create fixed or open amount links, reuse links, set expiration dates, and let customers add tips or notes.help.sumup.com · 3 Oct 2026
- QR codes
- Payment links can also be displayed as QR codes for customers to scan.help.sumup.com · 3 Oct 2026
- Security
- SumUp says every payment link is protected by 3D Secure 2.sumup.com · 3 Oct 2026
- Payment methods
- The Payment Links page displays Mastercard, Visa, American Express, Diners Club, Discover and UnionPay as payment methods.sumup.com · 3 Oct 2026
- Intended users
- SumUp describes use cases including home delivery, freelancers, click-and-collect, social media selling, billing and phone orders.sumup.com · 3 Oct 2026
- Supported creation surfaces
- SumUp's support instructions list the web browser, app, POS Lite and SumUp Register for creating payment links.help.sumup.com · 3 Oct 2026
- Payout notifications
- After a customer pays, SumUp says the payment appears in the merchant's account with a push notification.sumup.com · 3 Oct 2026
- Integrations and API
- SumUp's online payments page describes plug-in integrations, APIs and a payment widget, and says recurring payments can be enabled with its API.sumup.com · 3 Oct 2026
- Security compliance
- SumUp says its software and hardware meet, and in many cases exceed, PCI-DSS security standards.help.sumup.com · 3 Oct 2026
- Company background
- SumUp says it started in 2012 and that more than 4 million businesses use its tools.sumup.com · 3 Oct 2026
Company
- Founded
- 2012sumup.com · 28 Sept 2026
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Sources
- sumup.com/en-gb/payment-links/· checked 3 Oct 2026
- help.sumup.com/en-GB/articles/2rTTr92lUebQ3nY9jAAy5m· checked 3 Oct 2026
- sumup.com/en-gb/online-payments/· checked 3 Oct 2026
- help.sumup.com/en-GB/articles/5BXnlha2O3afhf1sRRsVqe-m· checked 3 Oct 2026
- sumup.com/en-gb/about/· checked 3 Oct 2026