Razorpay Payment Links
Razorpay Payment Links lets businesses collect customer payments through links shared by SMS, email, or WhatsApp.
What Razorpay Payment Links is
Razorpay Payment Links lets businesses collect customer payments through links shared by SMS, email, or WhatsApp. Customers can pay using 180+ payment methods, and businesses can customize the payment page to match their brand. Payment terms can include an upfront amount, installments, or an advance. For bulk creation, users can upload a .csv or .xlsx file to generate and share hundreds of links at once. Each transaction can trigger an instant webhook notification, while APIs can automate link creation and collection. Payment Links support nearly 100 major currencies, with real-time automatic conversion. Razorpay lists web, Android, and iOS SDKs, server integrations for PHP, Ruby, Python, .NET, Node.js, Java, and Go, and plugins or documentation for commerce platforms including WooCommerce, Magento, Shopify, WordPress, and Wix. The pricing page lists a 2% transaction fee on successful payments after a zero-fee offer for the first 90 days; the plan listing notes 2% plus GST after that offer. There is no free plan, though a free trial is listed. Supported platforms include Android, iOS, web, and API.
Good
- Customers can pay through 180+ payment methods.
- Supports installments, upfront payments, and advances.
- Bulk link creation accepts .csv and .xlsx files.
- Supports nearly 100 major currencies.
Watch out
- No free plan is listed.
- Successful payments incur a 2% fee after the 90-day offer.
- The listed fee also includes GST.
Who it suits
Payment Links suits businesses collecting payments remotely or across named use cases such as e-commerce, education, hospitality, and healthcare. It also fits teams that need bulk link creation, API automation, or commerce-platform integrations.
Verdict
Razorpay Payment Links offers several collection routes, bulk link creation, and API-based automation. Account for the transaction fee after the first 90 days and confirm whether its payment and integration options fit your business.
Plans and prices
From Razorpay Payment Links's own pricing page, checked 20 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| 90-day introductory offer | Free | Payment Links · SMS, email or WhatsApp sharing · 180+ payment methods · zero platform fee for 90 days; terms apply |
| Payment Links | Free | 0% platform fee for 90 days* · after promotion, page lists 2% + GST transaction fee |
| Standard platform fee | — | Payment Links, Payment Pages, Payment Buttons and Invoices · 2.15% + GST per transaction |
The facts
Each one read from Razorpay Payment Links's own pages, with the date it was checked.
What it does
- API automation
- Payment Links can be created through APIs when an order is created in an external order-management system.checked 20 Oct 2026
- API operations
- The API reference covers creating, partially paying, updating and cancelling Payment Links.checked 20 Oct 2026
- Automation
- Payment Link creation and collection can be automated through APIs.checked 10 Oct 2026
- Branding
- Merchants can customize the hosted payment page from the Razorpay dashboard.checked 20 Oct 2026
- Bulk creation
- The product page says hundreds of links can be generated by uploading CSV or XLSX files.checked 20 Oct 2026
- Commerce plugins
- Razorpay lists plugins or documentation for WooCommerce, Magento, CS-Cart, OpenCart, Shopify, WordPress, Wix, and other commerce platforms.checked 10 Oct 2026
- Currencies
- The product page states that Payment Links support nearly 100 major currencies with automatic real-time conversion handling.checked 20 Oct 2026
- Documentation depth
- The Payment Links documentation includes link states, standard and UPI link types, create/search/update/duplicate/cancel operations and webhook subscription guidance.checked 20 Oct 2026
- Expiry dates
- Dashboard-created links can have due dates after which they expire.checked 20 Oct 2026
- Funding news
- Razorpay announced a $375 million Series F round on December 20, 2021, raising its stated valuation to $7.5 billion and cumulative investment to about $740 million.checked 20 Oct 2026
- Hosted service
- The official workflow requires using the Razorpay dashboard or APIs; the documentation does not describe self-hosting or downloadable Payment Links software.checked 20 Oct 2026
- Industries
- The product page describes use cases for e-commerce, in-store services, freelancing, hospitality, education and healthcare.checked 20 Oct 2026
- Integrations
- Official integration materials list server SDKs or libraries for .NET, Java, Node.js, PHP, Python, Ruby and Go, plus Android, iOS, Cordova, React Native and Flutter integrations.checked 20 Oct 2026
- International fraud control
- International links can use address verification that compares billing street and postal code details with issuer records.checked 20 Oct 2026
- Limit: customer support
- Software Advice reports frequent complaints about slow responses, unresolved tickets and reliance on automated replies.checked 20 Oct 2026
- Limit: diagnostics
- A Capterra reviewer says some information needed to diagnose problems is not visible in the interface.checked 20 Oct 2026
- Limit: onboarding
- Google Play reviewers report repeated login, PAN or document-verification failures and long account-activation delays.checked 20 Oct 2026
- Limit: payment failures
- Trustpilot's review summary reports payment failures, system errors and settlement delays among recurring complaints.checked 20 Oct 2026
- Limit: settlements
- A GetApp reviewer complains about the number of days required for money to reach the bank account.checked 20 Oct 2026
- Limit: support responsiveness
- Trustpilot reviewers repeatedly describe generic replies, slow responses and unresolved support cases.checked 20 Oct 2026
Where it runs
- App capabilities
- The Android app supports payment tracking, refunds and payment-link sharing through social channels, SMS and email.checked 20 Oct 2026
The company
- Company
- Razorpay says it was founded by IIT Roorkee alumni and provides payment services to merchants, schools, e-commerce businesses, and other companies.checked 10 Oct 2026
- Company founding
- LinkedIn says Razorpay was started in 2014 by IIT Roorkee alumni Harshil Mathur and Shashank Kumar.checked 20 Oct 2026
- Company size
- LinkedIn lists Razorpay as privately held with 1,001–5,000 employees and headquarters in Bangalore, Karnataka.checked 20 Oct 2026
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