FlyFin

What FlyFin is

FlyFin combines AI expense analysis with CPA tax preparation and electronic filing. Its AI reviews expenses across more than 200 deduction categories to identify possible write-offs. CPAs prepare federal and state returns for review and electronic signature, then e-file them. The service primarily targets freelancers, gig workers, independent contractors, and sole proprietors, while allowing anyone to file. FlyFin connects through Mastercard and Plaid to more than 12,000 financial institutions, using read-only transaction access. It says bank account numbers, usernames, and passwords do not need to be stored, and describes the service as GDPR and CCPA compliant. Audit insurance covers reasonable CPA fees for an IRS audit caused by errors in FlyFin’s preparation and filing. A free Starter Plan offers AI deduction tracking and a monthly financial tracker. Annual Standard costs $192 a year and covers personal taxes, one Schedule C, one extension, and up to two state filings. Annual Premium costs $29 a year as listed, adds one entity, and also covers up to two state filings. Monthly billing excludes tax filing, and complex cases may incur extra fees.