Emma

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Score8.7

Rank#10 of 181

From£4.99/mo

Free planYes

Runs onWeb, iOS, Android

Summary

Emma is a personal finance and budgeting app available on the web, iOS, and Android. Its listed tools include budgeting, bill tracking, net-worth tracking, account syncing, and report export. The free Basic plan includes account connections, budgeting, and subscription tracking. Plus costs £4.99 per month and adds bill reminders, cashback, and enhanced tracking. Pro costs £9.99 per month and includes custom categories, offline accounts, net-worth tracking, and CSV export. Ultimate costs £14.99 per month and adds unlimited bank logins and Spaces, along with Plus and Pro features. These plans offer different combinations of tracking tools, account access, and reporting options. Emma was founded in 2017 and is headquartered in London, United Kingdom.

Who it is for

Emma suits people who want budgeting and account tracking tools on web or mobile. Its plans range from basic budgeting to options with offline accounts, net-worth tracking, or unlimited bank logins.

What is good

Free Basic plan includes budgeting
Bill tracking and net-worth tracking are listed
Available on web, iOS, and Android
Pro includes CSV export

What to know first

Basic plan does not list bill reminders
Net-worth tracking is listed with Pro
Unlimited bank logins are listed with Ultimate

Verdict

Emma offers a free entry plan and paid tiers with additional tracking and account features. Compare the plan details to find the tools and account capacity you need.