BrightDime

C
C tier on Employee Financial Wellness SoftwareScore 6.8 · #5 of 28
Android app
Not listed
Free plan
Yes
Paid plans from
$0.20/mo
Runs on
Web
brightdime.com
The BrightDime homepage

Summary

BrightDime provides workplace financial wellness programs that combine coaching, education, and digital tools. Its dashboard can connect banking, credit card, loan, retirement, and investment accounts to help users track financial goals. Coaching options include scheduled 15–30 minute sessions by video, phone, or private in-app chat, along with on-demand in-app chat and SMS coaching. BrightDime Complete includes a library of videos, tools, and educational content, plus an employee engagement strategy using emails, videos, webinars, QR codes, and other materials. Credit coaching covers utilization guidance and a personalized improvement plan; BrightDime says using the service does not affect a user’s credit score. The company says sponsoring employers cannot view coaching session content or individual conversation details. Its financial topics include budgeting, debt, credit, savings, emergency savings, retirement, estate planning, homeownership, mortgages, home equity, and major purchases. BrightDime Essentials is a free solution for enterprise accounts with a minimum of 5,000 users. Core starts at $0.20 per user per month with a $250 monthly minimum; Complete starts at $1.50 per eligible user per month with the same minimum. The platform is web-based.

Who it is for

BrightDime suits employers seeking workplace financial wellness programs for employees, from small teams to organizations with tens of thousands of employees. Its tools cover a broad range of personal financial topics.

What is good

  • Offers scheduled and on-demand coaching options.
  • Dashboard can connect several kinds of financial accounts.
  • Complete includes educational content and engagement materials.
  • Covers budgeting, credit, debt, savings, and retirement.
  • BrightDime says employers cannot view coaching conversations.

What to know first

  • Essentials requires a minimum of 5,000 users.
  • Core has a $250 monthly minimum.
  • Complete has a $250 monthly minimum.
  • The listed platform is web-based.

Verdict

BrightDime combines financial coaching, education, and account tracking for employer-sponsored programs. Compare plan minimums and add-on requirements with the size and needs of your workforce.

BrightDime plans and pricing

All plans
BrightDime Essentials Free Free solution for enterprise accounts, Min. 5,000 users Minimum 5,000 users · one-on-one coaching, account aggregation, and custom events are add-ons brightdime.com · 28 Sept 2026
BrightDime Core $0.20/mo From $0.20 per user, Min. $250 per month Minimum $250 per month · one-on-one coaching and custom events are add-ons brightdime.com · 28 Sept 2026
BrightDime Complete $1.50/mo From $1.50 per eligible user, Min. $250 per month Minimum $250 per month · one-on-one coaching · account aggregation · custom events brightdime.com · 28 Sept 2026

Compared on employee financial wellness software

Free plan
Yesbrightdime.com
Paid from
$0.20/user/mobrightdime.com

Facts

Product
BrightDime provides workplace financial wellness programs combining financial coaching, education, and digital tools.brightdime.com · 28 Sept 2026
Coaching
Scheduled coaching sessions can be 15–30 minute video, phone, or private in-app chat sessions, with on-demand in-app chat and SMS coaching also available.brightdime.com · 28 Sept 2026
Financial dashboard
The platform can connect banking, credit card, loan, retirement, and investment accounts in one dashboard to track progress toward financial goals.brightdime.com · 28 Sept 2026
Education
BrightDime Complete includes access to a library of videos, tools, and educational content.brightdime.com · 28 Sept 2026
Employer engagement
BrightDime Complete offers an employee engagement strategy using emails, videos, webinars, QR codes, and other materials.brightdime.com · 28 Sept 2026
Privacy
BrightDime says employer-sponsored employers cannot see coaching session content or individual details about a person’s conversations.brightdime.com · 28 Sept 2026
Security
BrightDime says it uses enterprise-grade security and encryption to protect financial information.brightdime.com · 28 Sept 2026
Credit coaching
Its credit coaching includes credit utilization guidance and a personalized improvement plan, and the site says using BrightDime does not affect a user’s credit score.brightdime.com · 28 Sept 2026
Integrations
BrightDime describes integration partnerships connecting its platform with HR, payroll, or financial platforms, without naming specific products on that page.brightdime.com · 28 Sept 2026
Partner support
The partner program lists dedicated support, onboarding assistance, marketing and educational materials, and platform training and resources.brightdime.com · 28 Sept 2026
Who it serves
BrightDime says it partners with organizations from small teams to companies with tens of thousands of employees.brightdime.com · 28 Sept 2026

Company

Founded
2014brightdime.com · 28 Sept 2026
Headquarters
Charlotte, North Carolinabrightdime.com · 28 Sept 2026

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