Money & Life

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Score6.8

Rank#6 of 26

PriceFree

Free planYes

Runs onWeb

Summary

Money & Life is a free web-based program from Capital One that supports financial well-being through short exercises, workshops and one-on-one mentoring. Its virtual exercises take about 5–10 minutes and help participants break financial goals into smaller steps and weigh spending trade-offs. On-demand workshop videos are also 5–10 minutes long. Participants can book up to three free mentoring sessions of approximately one hour, either virtually or at Capital One Cafés. Capital One-certified mentors help clarify goals and build a plan; they do not provide financial advice, tax or accounting expertise. Sessions do not use spreadsheets, account details or other financial information, and mentors do not bring up Capital One products or services. The program is open to people in the U.S. whether or not they are Capital One customers. Mentoring bookings require participants to be at least 18. Exercises and workshops are available through a smartphone, tablet or desktop.

Who it is for

It suits U.S. adults looking for guided help with spending, saving, financial goals, money and values, or communication about money. It is not a financial-advising service.

What is good

Free plan and up to three mentoring sessions
Exercises take 5–10 minutes
Workshops are available on demand
Use exercises and workshops on mobile or desktop

What to know first

Mentoring bookings require participants to be at least 18
Mentors are not financial advisors, tax experts or accountants

Verdict

Money & Life offers short exercises and workshops alongside limited free mentoring. It may suit people seeking help clarifying financial goals, provided they do not need financial advice.

Money & Life plans and pricing

All plans

Money & Life Program Free Free for everyone · Up to three free 60-minute mentoring sessions capitalone.com · 2 Oct 2026

Compared on financial wellness software

Free plan: Yescapitalone.com
1:1 coaching: Yescapitalone.com
Personalized action plans: Yescapitalone.com
Education library: Yescapitalone.com
Access channels: web_and_mobilecapitalone.com
Financial topic coverage: spending, saving, financial goals, money and values, communication about moneycapitalone.com

Facts

Purpose: The program provides self-guided exercises, one-on-one mentoring and on-demand workshops to support financial well-being.capitalone.com · 2 Oct 2026
Exercises: Its virtual exercises are designed to take 5–10 minutes and help people break financial goals into smaller steps and consider spending trade-offs.capitalone.com · 2 Oct 2026
Mentoring: Participants can book up to three free mentoring sessions, each approximately one hour.capitalone.com · 2 Oct 2026
Workshops: The program offers 5–10 minute on-demand workshop videos.capitalone.com · 2 Oct 2026
Who can participate: The program is open to everyone in the U.S., whether or not they are Capital One customers, and participants must be at least 18 to book mentoring.capitalone.com · 2 Oct 2026
Mentor credentials: Money & Life Mentors are Capital One certified mentors who help participants clarify goals and build a plan.capitalone.com · 2 Oct 2026
Not financial advice: The program says its mentors are not financial advisors, tax experts or accountants, and the program is not financial advising.capitalone.com · 2 Oct 2026
Mentoring format: Mentoring is available at Capital One Cafés and virtually.capitalone.com · 2 Oct 2026
Device access: Exercises and workshops can be completed virtually via smartphone, tablet or desktop.capitalone.com · 2 Oct 2026
Session preparation: Mentors do not use spreadsheets, account information or other financial information during sessions.capitalone.com · 2 Oct 2026
Product discussions: Mentors will not bring up Capital One products or services during a mentoring session.capitalone.com · 2 Oct 2026
Maker: Capital One says it serves more than 100 million customers across a diverse set of businesses.capitalone.com · 2 Oct 2026