Money & Life
Money & Life is a free web-based program from Capital One that supports financial well-being through short exercises, workshops and one-on-one mentoring.
What Money & Life is
Money & Life is a free web-based program from Capital One that supports financial well-being through short exercises, workshops and one-on-one mentoring. Its virtual exercises take about 5–10 minutes and help participants break financial goals into smaller steps and weigh spending trade-offs. On-demand workshop videos are also 5–10 minutes long. Participants can book up to three free mentoring sessions of approximately one hour, either virtually or at Capital One Cafés. Capital One-certified mentors help clarify goals and build a plan; they do not provide financial advice, tax or accounting expertise. Sessions do not use spreadsheets, account details or other financial information, and mentors do not bring up Capital One products or services. The program is open to people in the U.S. whether or not they are Capital One customers. Mentoring bookings require participants to be at least 18. Exercises and workshops are available through a smartphone, tablet or desktop.
Good
- Free plan and up to three mentoring sessions
- Exercises take 5–10 minutes
- Workshops are available on demand
- Use exercises and workshops on mobile or desktop
Watch out
- Mentoring bookings require participants to be at least 18
- Mentors are not financial advisors, tax experts or accountants
Who it suits
It suits U.S. adults looking for guided help with spending, saving, financial goals, money and values, or communication about money. It is not a financial-advising service.
Verdict
Money & Life offers short exercises and workshops alongside limited free mentoring. It may suit people seeking help clarifying financial goals, provided they do not need financial advice.
Plans and prices
From Money & Life's own pricing page, checked 2 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Money & Life Program | Free | Free for everyone · Up to three free 60-minute mentoring sessions |
The facts
Each one read from Money & Life's own pages, with the date it was checked.
Where it runs
- Device access
- Exercises and workshops can be completed virtually via smartphone, tablet or desktop.checked 2 Oct 2026
What it does
- Exercises
- Its virtual exercises are designed to take 5–10 minutes and help people break financial goals into smaller steps and consider spending trade-offs.checked 2 Oct 2026
- Mentor credentials
- Money & Life Mentors are Capital One certified mentors who help participants clarify goals and build a plan.checked 2 Oct 2026
- Mentoring
- Participants can book up to three free mentoring sessions, each approximately one hour.checked 2 Oct 2026
- Mentoring format
- Mentoring is available at Capital One Cafés and virtually.checked 2 Oct 2026
- Not financial advice
- The program says its mentors are not financial advisors, tax experts or accountants, and the program is not financial advising.checked 2 Oct 2026
- Product discussions
- Mentors will not bring up Capital One products or services during a mentoring session.checked 2 Oct 2026
- Purpose
- The program provides self-guided exercises, one-on-one mentoring and on-demand workshops to support financial well-being.checked 2 Oct 2026
- Session preparation
- Mentors do not use spreadsheets, account information or other financial information during sessions.checked 2 Oct 2026
- Who can participate
- The program is open to everyone in the U.S., whether or not they are Capital One customers, and participants must be at least 18 to book mentoring.checked 2 Oct 2026
- Workshops
- The program offers 5–10 minute on-demand workshop videos.checked 2 Oct 2026
The company
- Founded
- 1988checked 28 Sep 2026
- Headquarters
- McLean, Virginia, United Stateschecked 28 Sep 2026
- Maker
- Capital One says it serves more than 100 million customers across a diverse set of businesses.checked 2 Oct 2026
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