WISE Financial Fitness
WISE Financial Fitness is a paid personal-finance membership from Pocket of Money, LLC, available on the web, Android, and iOS.
What WISE Financial Fitness is
WISE Financial Fitness is a paid personal-finance membership from Pocket of Money, LLC, available on the web, Android, and iOS. It teaches money management around saving, debt elimination, credit, income, insurance, retirement, home topics, and building wealth. Members receive the WISE Score assessment and a custom W.I.S.E. Lifestyle Strategy plan, plus money tools, a cash-flow planner, calculators, coaching, self-paced classes, and protocols. The service also lists cash prizes for progress and provides unlimited resource access while membership remains active. Content is accessed online with a username and password from a computer or mobile device. A free 14-day Trial includes the listed tools, coaching, classes, cash prizes, and WISE Pocket of Money app. The WISE Success Rebel plan costs $7.99 a month and includes the same listed core benefits. There is no free plan; members may cancel anytime, but refunds are not issued.
Good
- Covers budgeting through retirement and home
- Includes WISE Score and custom plan
- Offers 1:1 coaching and calculators
- Available on web, Android, and iOS
- Free 14-day trial
Watch out
- No free plan after trial
- Membership costs 7.99 USD monthly
- Refunds are not issued
- Access requires active membership
Who it suits
WISE Financial Fitness suits people seeking coaching, personalized plans, and education across several personal-finance topics. Its employer offering also targets organizations wanting workshops, tools, and financial-wellness challenges.
Verdict
WISE Financial Fitness combines financial education, coaching, planning tools, and progress incentives across multiple money topics. The trial provides an entry point, while the ongoing membership and no-refund policy deserve attention.
Plans and prices
From WISE Financial Fitness's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Trial | Free | Free for 14 Days · WISE Score · custom financial plan · coaching · money tools · cash flow planner · calculators · classes and protocols · cash prizes · WISE Pocket of Money app |
| WISE Success Rebel | $7.99 a month | WISE Score · custom financial plan · coaching · money tools · cash flow planner · calculators · classes and protocols · cash prizes · WISE Pocket of Money app · $7.99 / Month |
The facts
Each one read from WISE Financial Fitness's own pages, with the date it was checked.
What it does
- Access
- Members can access content online from anywhere using a computer or mobile device and sign in with a username and password.checked 8 Oct 2026
- Cancellation and refunds
- Members may cancel at any time, but the FAQ states that refunds are not issued.checked 8 Oct 2026
- Education
- The offering includes classes and protocols, and its courses are self-paced with immediate access to available resources.checked 8 Oct 2026
- Employer offering
- The employer financial wellness program lists coaching, courses and protocols, financial tools, and quarterly challenges and cash prizes.checked 8 Oct 2026
- Employer setup
- The employer program provides digital promotional materials, an online portal, a customizable getting-started email sequence, and virtual live workshops.checked 8 Oct 2026
- Membership access
- Members have unlimited access to all resources while their membership remains active.checked 8 Oct 2026
- Purpose
- WISE Financial Fitness teaches members to make and manage money, with goals including saving, paying off debt, using credit wisely, increasing income, and building wealth.checked 8 Oct 2026
- Rewards
- The pricing page lists cash prizes for progress as a membership feature.checked 8 Oct 2026
- Support
- The contact page invites users to send a message through a form or email [email protected].checked 8 Oct 2026
- Tools
- The listed tools include money management tools, a cash flow planner, and calculators.checked 8 Oct 2026
Money
- Assessment and plan
- The membership includes a financial assessment called the WISE Score and a custom W.I.S.E. Lifestyle Strategy plan.checked 8 Oct 2026
The company
- Maker
- The site identifies W.I.S.E. Financial Fitness as a product from Pocket of Money, LLC, founded by Dr. Maria James.checked 8 Oct 2026
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