Clarity FW

C
C tier on Financial Wellness SoftwareScore 6.9 · #5 of 26
Android app
Not listed
Free plan
Yes
Paid plans from
£2.99/mo
Runs on
Web
clarityfw.co.uk
The Clarity FW homepage

Summary

Clarity FW is a web-based financial wellbeing and employee benefits platform for UK businesses. Its free package includes eight expert-led courses on personal finance, covering subjects from debt to retirement and estate planning. Employees can access five specialist advisory services, including mortgage, protection, estate planning, financial planning, and debt advice. A 3–5 minute Financial Health Check identifies a financial life stage and recommends three courses. Utilities Cost Cutter is offered through a partnership with Utility Warehouse and covers bundled home services. Clarity says it does not collect personal financial information through the platform or share it with employers. Employer usage reports are aggregated and anonymised wherever possible, with identifiable information limited to account administration or contractual needs. The company says it is funded when employees choose to buy regulated financial products through its adviser network; there is no obligation to purchase. Businesses must have at least two employees, with no upper limit. The free plan is 0.00 GBP per employee, billed forever. Paid options include Discounts & Rewards at 2.99 GBP per employee per month, EAP & GP 24/7 at 3.99 GBP, Money Planner Pro at 4.99 GBP, and The Full Bundle at 9.99 GBP.

Who it is for

Clarity FW suits UK businesses with at least two employees looking to offer financial education and advice access. Its free package may suit employers seeking a starting set of courses and a Financial Health Check.

What is good

  • Free package has eight expert-led courses.
  • Financial Health Check recommends three courses.
  • Five specialist advisory services are available.
  • Add-ons can be changed at any time.

What to know first

  • No free trial is offered.
  • Businesses need at least two employees.

Verdict

Clarity FW combines employee financial education, adviser access, and optional benefits in a business-focused platform. Employers can start with the free package, while paid add-ons are billed per employee monthly.

Clarity FW plans and pricing

All plans
Clarity Free Free Forever; per employee Financial education · Adviser Hub · Financial Health Check · Utilities Cost Cutter clarityfw.co.uk · 3 Oct 2026
Discounts & Rewards £2.99/mo Per employee, monthly Hundreds of discounts across retail, dining, travel and entertainment clarityfw.co.uk · 3 Oct 2026
EAP & GP 24/7 £3.99/mo Per employee, monthly Employee Assistance Programme · Virtual GP · Mental health support · Counselling clarityfw.co.uk · 3 Oct 2026
Money Planner Pro £4.99/mo Per employee, monthly Savings trackers · Investment insights · Pension dashboards · Wealth-building plans clarityfw.co.uk · 3 Oct 2026
The Full Bundle £9.99/mo Per employee, monthly Includes all free services, Discounts & Rewards, EAP & GP 24/7, and Money Planner Pro clarityfw.co.uk · 3 Oct 2026

Compared on financial wellness software

Free plan
Yesclarityfw.co.uk
1:1 coaching
Yesclarityfw.co.uk
Personalized action plans
Yesclarityfw.co.uk
Education library
Yesclarityfw.co.uk
Access channels
web_and_mobileclarityfw.co.uk
Financial topic coverage
debt, budgeting, financial foundations, protection, mortgages, savings, investments, retirement planning, estate planningclarityfw.co.uk

Facts

Purpose
Clarity describes itself as a financial wellbeing and employee benefits platform for UK businesses.clarityfw.co.uk · 3 Oct 2026
Financial education
The free package includes eight expert-led courses covering personal finance topics from debt to retirement and estate planning.clarityfw.co.uk · 3 Oct 2026
Adviser access
Employees can access five specialist advisory services, including mortgage, protection, estate planning, financial planning and debt advice.clarityfw.co.uk · 3 Oct 2026
Financial Health Check
The 3–5 minute self-assessment identifies a financial life stage and recommends three courses.clarityfw.co.uk · 3 Oct 2026
Utility integration
Clarity says its Utilities Cost Cutter is offered through its partnership with Utility Warehouse and covers bundled home services.clarityfw.co.uk · 3 Oct 2026
Privacy
The privacy policy says Clarity does not collect personal financial information through the platform and does not share it with employers.clarityfw.co.uk · 3 Oct 2026
Security and compliance
The privacy policy says the company follows UK GDPR and the Data Protection Act 2018 and uses technical and organisational measures to protect personal data.clarityfw.co.uk · 3 Oct 2026
Employer reporting
The privacy policy says employer usage reports will wherever possible be aggregated and anonymised, with identifiable data limited to account administration or contractual needs.clarityfw.co.uk · 3 Oct 2026
Funding
Clarity says it is funded when an employee chooses to purchase regulated financial products through its adviser network, with no obligation to purchase.clarityfw.co.uk · 3 Oct 2026
Support
The privacy policy lists [email protected] for privacy questions and data requests.clarityfw.co.uk · 3 Oct 2026
Business eligibility
The pricing page says Clarity works with businesses with at least two employees and has no upper limit.clarityfw.co.uk · 3 Oct 2026
Contract terms
The pricing FAQ says add-ons can be added or removed at any time, with monthly billing and no long-term contracts.clarityfw.co.uk · 3 Oct 2026

Company

Headquarters
Altrincham, England, UKclarityfw.co.uk · 28 Sept 2026

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