SecureSave
SecureSave is an employer-sponsored emergency savings benefit delivered through web, Android, and iOS apps.
What SecureSave is
SecureSave is an employer-sponsored emergency savings benefit delivered through web, Android, and iOS apps. Employees build savings with elective paycheck deferrals, while employers can add matches or bonuses. Employees may withdraw savings for any reason without fees or restrictions. Employers can manage multiple employee groups and payroll schedules, invite workers by email or text, and view signup and withdrawal reporting. Payroll setup uses deduction codes, employee deduction updates, and uploads to SecureSave for processing. Enterprise options include a custom signup page, SFTP integration, and multiple program designs. Partners can use integrated payroll and data transfer, plus a participant-facing widget or API with SSO. Secure describes encryption, access controls, audit logging, and optional authenticator-app two-factor authentication.
Good
- Employees can withdraw without fees or restrictions
- Employer matches and bonuses are supported
- Web, Android, and iOS access
- Email and text invitations
- Encryption and audit logging are described
Watch out
- No free plan
- Monthly minimums may apply
- Per-participant fees are listed
- Enterprise sample plan is annual
Who it suits
It is designed for employers offering emergency savings as a financial wellness benefit and for employees building reserves through payroll. Partners may use its payroll integrations, widget, or API.
Verdict
SecureSave combines payroll-based emergency savings with employer administration, reporting, and partner integrations. Review participant fees, minimums, and contract terms alongside the listed monthly plan prices.
Plans and prices
From SecureSave's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Small Business | $99 a month | < 250 employees · sample plan: 50 employees · $1-$3 per participating employee per month · monthly minimums may apply · As low as $99/month; contracts month-to-month |
| Mid-Market | $250 a month | 250 - 3,999 employees · sample plan: 500 employees · $1-$3 per participating employee per month · monthly minimums may apply · As low as $250/month; contracts month-to-month |
| Enterprise | $999 a month | 4,000+ employees · sample plan: 4,000 employees · $1-$3 per participating employee per month · monthly minimums may apply · As low as $999/month; sample plan contract is annual |
The facts
Each one read from SecureSave's own pages, with the date it was checked.
What it does
- Banking and insurance
- The site says Secure Inc. is a subsidiary of Santander Bank, N.A., Member FDIC, and that banking services are provided by Santander Bank, N.A., Member FDIC.checked 7 Oct 2026
- Employee features
- The employee service includes a web app and Android and iOS apps, employer incentives, and customizable employee resources.checked 7 Oct 2026
- Employer administration
- Employers can support multiple employee groups and payroll schedules, send invitations by email or text, and view signup and withdrawal reporting.checked 7 Oct 2026
- Enterprise options
- Enterprise features include a custom signup page, SFTP integration, and multiple program designs.checked 7 Oct 2026
- Partner integrations
- SecureSave offers partners an integrated payroll and data transfer process and a participant-facing ESA widget or API, including SSO capabilities.checked 7 Oct 2026
- Payroll savings
- Employees can build savings through elective paycheck deferrals, and employers can provide matches and bonuses.checked 7 Oct 2026
- Payroll workflow
- The employer setup instructions describe creating payroll deduction codes and updating employee deductions in payroll, then uploading them to SecureSave for processing.checked 7 Oct 2026
- Pricing limits
- SecureSave says monthly minimums may apply and directs buyers to contact a sales representative for details.checked 7 Oct 2026
- Purpose
- SecureSave provides employer-sponsored emergency savings accounts as an employee financial wellness benefit.checked 7 Oct 2026
- Security
- Secure says its safeguards include encryption, access control, audit logging, and optional two-factor authentication through standard authenticator apps.checked 7 Oct 2026
- Support
- Pricing says all packages include dedicated customer service, and the employer page describes dedicated support during deployment and for employees.checked 7 Oct 2026
- Withdrawals
- Employees can withdraw savings for any reason without fees or restrictions.checked 7 Oct 2026
The company
- Company background
- SecureSave says it was founded in response to the economic impact of the COVID-19 pandemic in early 2020.checked 7 Oct 2026
- Headquarters
- Kirkland, Washington, United Stateschecked 28 Sep 2026
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