My Money Matters
- Android app
- Yes
- Free plan
- No
- Runs on
- Android, iOS, Web

Summary
My Money Matters combines workplace financial education and coaching with services that include Shared Cost AVCs, On-Demand Pay, and Auto Savings. Eligible employees can access up to 50% of earned salary before payday through On-Demand Pay, capped at £850 per month, for £1.95 per transaction. Auto Savings moves a chosen amount from salary into a high-interest savings account on each payday, and funds remain accessible when needed. Active LGPS members can use Shared Cost AVCs to add to their pension through salary sacrifice, saving on tax and National Insurance. The service also offers financial health checks, learning materials, live webinars, one-to-one coaching, and Max, an AI assistant that answers money questions and points users toward resources and next steps. It is intended for public sector employers and is available to employees whose employer partners with the service, including partner LGPS members and NHS employees. The employer service has no joining or monthly fee. My Money Matters is available on the web, Android, and iOS.
Who it is for
The service suits public sector employers and eligible employees seeking workplace financial education, coaching, or financial products. Availability depends on an employer partnership.
What is good
- Includes financial health checks and one-to-one coaching.
- Auto Savings transfers a chosen amount each payday.
- Active LGPS members can top up pensions through salary sacrifice.
- Available on web, Android, and iOS.
What to know first
- On-Demand Pay costs £1.95 per transaction.
- Employees need an employer partnership to access the service.
- The service does not provide personal financial advice.
Verdict
My Money Matters brings education and coaching together with salary-linked savings, pay access, and pension options. Employees should check that their employer partners with the service and note the On-Demand Pay transaction fee.
My Money Matters plans and pricing
All plansCompared on employee financial wellness software
- Free plan
- Yesmymoneymatters.com
- Education content
- Yesmymoneymatters.com
- Financial planning
- Yesmymoneymatters.com
- Coaching access
- one_to_onemymoneymatters.com
- Financial health tools
- Yesmymoneymatters.com
- HRIS integrations
- Yesmymoneymatters.com
- Available platforms
- bothmymoneymatters.com
Facts
- Core offer
- My Money Matters combines workplace financial education and coaching with financial products including Shared Cost AVCs, On-Demand Pay and Auto Savings.mymoneymatters.com · 30 Sept 2026
- Salary advances
- On-Demand Pay lets eligible employees access up to 50% of earned salary before payday, capped at £850 per month, for £1.95 per transaction.mymoneymatters.com · 30 Sept 2026
- Automated savings
- Auto Savings moves a chosen amount from salary into a high-interest savings account each payday, and the savings are accessible when needed.mymoneymatters.com · 30 Sept 2026
- Pension contributions
- Shared Cost AVCs let active LGPS members top up their pension through salary sacrifice, saving on tax and National Insurance.mymoneymatters.com · 30 Sept 2026
- Financial coaching
- The service includes financial health checks, learning resources, live webinars, one-to-one coaching and an AI financial assistant called Max.mymoneymatters.com · 30 Sept 2026
- AI assistant
- Max is available within the platform to answer money questions, point users to resources and suggest next steps.mymoneymatters.com · 30 Sept 2026
- Payroll integrations
- The maker lists IRIS Cascade, IRIS Staffology, Shape/Ciphr and SAP as current payroll integrations, with Workday, Oracle and ADP in progress.mymoneymatters.com · 30 Sept 2026
- Setup
- The maker says it handles onboarding and integration, and provides employee communications and education materials for launch.mymoneymatters.com · 30 Sept 2026
- Intended audience
- The service is built for public sector employers and is available to employees whose employer has partnered with My Money Matters, including partner LGPS members and NHS employees.mymoneymatters.com · 30 Sept 2026
- Security certifications
- The maker lists ISO 27001, ISO 9001 and Cyber Essentials Plus certifications.mymoneymatters.com · 30 Sept 2026
- Privacy
- The website privacy notice says AVC Wise Limited is the data controller for personal data processed through the website and that separate notices apply to platform and mobile services.mymoneymatters.com · 30 Sept 2026
- Support
- The maker lists [email protected] for support enquiries.mymoneymatters.com · 30 Sept 2026
- Advice limitation
- The maker says it does not provide financial advice or personal recommendations, and its information is general guidance only.mymoneymatters.com · 30 Sept 2026
- Mobile apps
- The maker provides My Money Matters apps for iOS and Android, and its FAQ directs employees to sign in through the web platform.mymoneymatters.com · 30 Sept 2026
Company
- Headquarters
- London, United Kingdommymoneymatters.com · 28 Sept 2026
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Sources
- mymoneymatters.com/faqs· checked 30 Sept 2026
- mymoneymatters.com/disclaimers· checked 30 Sept 2026
- mymoneymatters.com/employers· checked 30 Sept 2026
- mymoneymatters.com/certifications· checked 30 Sept 2026
- mymoneymatters.com/privacy-policy· checked 30 Sept 2026
- mymoneymatters.com· checked 28 Sept 2026
