My Money Matters

C
C tier on Employee Financial Wellness SoftwareScore 6.5 · #10 of 28
Android app
Yes
Free plan
No
Runs on
Android, iOS, Web
mymoneymatters.com
The My Money Matters homepage

Summary

My Money Matters combines workplace financial education and coaching with services that include Shared Cost AVCs, On-Demand Pay, and Auto Savings. Eligible employees can access up to 50% of earned salary before payday through On-Demand Pay, capped at £850 per month, for £1.95 per transaction. Auto Savings moves a chosen amount from salary into a high-interest savings account on each payday, and funds remain accessible when needed. Active LGPS members can use Shared Cost AVCs to add to their pension through salary sacrifice, saving on tax and National Insurance. The service also offers financial health checks, learning materials, live webinars, one-to-one coaching, and Max, an AI assistant that answers money questions and points users toward resources and next steps. It is intended for public sector employers and is available to employees whose employer partners with the service, including partner LGPS members and NHS employees. The employer service has no joining or monthly fee. My Money Matters is available on the web, Android, and iOS.

Who it is for

The service suits public sector employers and eligible employees seeking workplace financial education, coaching, or financial products. Availability depends on an employer partnership.

What is good

  • Includes financial health checks and one-to-one coaching.
  • Auto Savings transfers a chosen amount each payday.
  • Active LGPS members can top up pensions through salary sacrifice.
  • Available on web, Android, and iOS.

What to know first

  • On-Demand Pay costs £1.95 per transaction.
  • Employees need an employer partnership to access the service.
  • The service does not provide personal financial advice.

Verdict

My Money Matters brings education and coaching together with salary-linked savings, pay access, and pension options. Employees should check that their employer partners with the service and note the On-Demand Pay transaction fee.

My Money Matters plans and pricing

All plans
Employer service Not published No joining or monthly fee for the employer; employee On-Demand Pay costs £1.95 per transaction mymoneymatters.com · 30 Sept 2026

Compared on employee financial wellness software

Free plan
Yesmymoneymatters.com
Education content
Yesmymoneymatters.com
Financial planning
Yesmymoneymatters.com
Coaching access
one_to_onemymoneymatters.com
Financial health tools
Yesmymoneymatters.com
HRIS integrations
Yesmymoneymatters.com
Available platforms
bothmymoneymatters.com

Facts

Core offer
My Money Matters combines workplace financial education and coaching with financial products including Shared Cost AVCs, On-Demand Pay and Auto Savings.mymoneymatters.com · 30 Sept 2026
Salary advances
On-Demand Pay lets eligible employees access up to 50% of earned salary before payday, capped at £850 per month, for £1.95 per transaction.mymoneymatters.com · 30 Sept 2026
Automated savings
Auto Savings moves a chosen amount from salary into a high-interest savings account each payday, and the savings are accessible when needed.mymoneymatters.com · 30 Sept 2026
Pension contributions
Shared Cost AVCs let active LGPS members top up their pension through salary sacrifice, saving on tax and National Insurance.mymoneymatters.com · 30 Sept 2026
Financial coaching
The service includes financial health checks, learning resources, live webinars, one-to-one coaching and an AI financial assistant called Max.mymoneymatters.com · 30 Sept 2026
AI assistant
Max is available within the platform to answer money questions, point users to resources and suggest next steps.mymoneymatters.com · 30 Sept 2026
Payroll integrations
The maker lists IRIS Cascade, IRIS Staffology, Shape/Ciphr and SAP as current payroll integrations, with Workday, Oracle and ADP in progress.mymoneymatters.com · 30 Sept 2026
Setup
The maker says it handles onboarding and integration, and provides employee communications and education materials for launch.mymoneymatters.com · 30 Sept 2026
Intended audience
The service is built for public sector employers and is available to employees whose employer has partnered with My Money Matters, including partner LGPS members and NHS employees.mymoneymatters.com · 30 Sept 2026
Security certifications
The maker lists ISO 27001, ISO 9001 and Cyber Essentials Plus certifications.mymoneymatters.com · 30 Sept 2026
Privacy
The website privacy notice says AVC Wise Limited is the data controller for personal data processed through the website and that separate notices apply to platform and mobile services.mymoneymatters.com · 30 Sept 2026
Support
The maker lists [email protected] for support enquiries.mymoneymatters.com · 30 Sept 2026
Advice limitation
The maker says it does not provide financial advice or personal recommendations, and its information is general guidance only.mymoneymatters.com · 30 Sept 2026
Mobile apps
The maker provides My Money Matters apps for iOS and Android, and its FAQ directs employees to sign in through the web platform.mymoneymatters.com · 30 Sept 2026

Company

Headquarters
London, United Kingdommymoneymatters.com · 28 Sept 2026

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