My Money Matters

What My Money Matters is

My Money Matters combines workplace financial education and coaching with services that include Shared Cost AVCs, On-Demand Pay, and Auto Savings. Eligible employees can access up to 50% of earned salary before payday through On-Demand Pay, capped at £850 per month, for £1.95 per transaction. Auto Savings moves a chosen amount from salary into a high-interest savings account on each payday, and funds remain accessible when needed. Active LGPS members can use Shared Cost AVCs to add to their pension through salary sacrifice, saving on tax and National Insurance. The service also offers financial health checks, learning materials, live webinars, one-to-one coaching, and Max, an AI assistant that answers money questions and points users toward resources and next steps. It is intended for public sector employers and is available to employees whose employer partners with the service, including partner LGPS members and NHS employees. The employer service has no joining or monthly fee. My Money Matters is available on the web, Android, and iOS.