
Emma
7.3#2 in shopping and price-tracking appsFrom £4.99 a monthFree planAndroidiOSWeb
Visit

| Fact | Emma | Klarna |
|---|---|---|
| Founded | 2017 | 2005 |
Emma suits people who want budgeting and account tracking tools on web or mobile. Its plans range from basic budgeting to options with offline accounts, net-worth tracking, or unlimited bank logins.
Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.