YNAB is a paid budgeting service for web, Android, and iOS, with an API.
Best Personal Budgeting and Expense Tracking Apps in 2026
Personal budgeting and expense tracking apps help you record spending, set a budget and review your money in one place. This category includes tools with free plans, free trials and paid options. Android is one of the platforms represented here. Before choosing, check the app’s current Android availability, then compare web, Windows, iPhone or iPad, Mac and Linux support if you use those devices.
Buckets is personal-finance software for budgeting, tracking bills, syncing accounts, and exporting reports across desktop and mobile devices.
- 4

Buddy
Free planiOSmacOS7.3Free plan - 5

Emma
Emma is a personal finance and budgeting app available on the web, iOS, and Android.
Free planAndroidiOSWeb7.3From £4.99 a month - 6
Tiller Money
AndroidiOSWebmacOS7.3From $99 a year - 7
Wallet by BudgetBakers
Wallet by BudgetBakers is a personal finance tracking and budgeting tool for Android, iOS and web.
Free planAndroidiOSWeb7.3Free plan - 8

ClearCheckbook
ClearCheckbook is a personal finance service for tracking budgets, bills, accounts and financial reports.
Free planAndroidiOSWeb7.2From $2.49 a month - 9

EveryDollar
EveryDollar is a budgeting tool available on the web, iOS, and Android.
Free planAndroidiOSWeb7.2From $17.99 a month - 10

Goodbudget
Free planAndroidiOSWeb7.2From $10 a month - 11
Money Manager
Free planAndroidiOS6.9Free plan - 12
Quicken
WebmacOSWindows6.9From $3.99 a month - 13

Actual Budget
Actual Budget is a free, open-source budgeting app built around envelope budgeting.
Free planWebAPILinuxmacOS6.8Free plan - 14
Lunch Money
AndroidiOSWeb6.7 - 15

Rocket Money
Free planAndroidiOSWeb6.7Free plan - 16
Toshl Finance
Free planAndroidiOSWeb6.7Free plan - 176.6From $1.99 a month
- 18

PocketGuard
AndroidiOSWeb6.5From $6.25 a month - 19

Fudget
AndroidiOSWindowsmacOS6.4 - 20
Origin
Origin is an employer financial wellness platform that brings budgeting, investing, planning, and tax tools together for employees.
AndroidiOSWebmacOS6.4 - 21
Spendee
AndroidiOSWeb6.4 - 22

Monefy
Free planAndroidiOS6.3Free plan - 23
Honeydue
Free planAndroidiOS6.2Free plan - 24
6.1From $7.92 a month - 25

Monarch Money
AndroidiOSWeb5.9
Choosing well
Check Android support first
If you plan to manage your budget on a Xiaomi, Redmi or POCO phone, confirm that the app has an Android version. Platform support can differ between products in this category.
Check web access as a fallback, then look at Windows, iPhone or iPad, Mac and Linux support if those platforms matter to you.
Compare free and paid access
A free plan is available from products in this category, while other products use freemium or paid pricing. Read the pricing page to see what access is included.
A free trial is offered by products in this category. Check trial terms and the price that applies after the trial before signing up.
Match your devices
List the devices where you want to enter or review expenses, then compare the app’s supported platforms. Web access can help when you switch between phone and computer.
If you share a budget across devices, confirm that the same account or service works on the platforms you use.
Review the project terms
Open-source status is one factor in the ranking basis. If you need to read or change the code, check the tool’s licence and the project documentation before choosing.
Check scope and freshness
Compare the breadth of budgeting and expense-tracking functions described by the maker. Also check when the documentation, pricing and platform details were last updated.
Questions people ask
Do these budgeting apps support Android?
Android is represented in this category, but support varies by app. Check the product’s current platform details before installing or subscribing.
Can I use a free budgeting app?
Yes. Products in this category offer free plans, and products also offer free trials. Review the maker’s pricing terms for the access provided.
Can I use these tools on a computer?
Computer access varies. Products in this category run on web, Windows, Mac or Linux, so check the platforms listed for the app you want.
What should I compare before choosing?
Compare Android support, the other platforms you use, pricing, free-plan or trial terms, the tool’s scope and how current its documentation is.
Are any of these tools open source?
Open source is part of the ranking basis. Check the individual project’s licence and documentation to confirm its terms.

