Zeni
Zeni is web-based bookkeeping and accounting software that combines AI tools with financial professionals.
What Zeni is
Zeni is web-based bookkeeping and accounting software that combines AI tools with financial professionals. Its AI Accountant Agent and AI CFO Agent support receipt and invoice capture, transaction and vendor categorization, journal entries, bank reconciliation and predictive insights. The platform provides real-time financial information and automatically updated Profit and Loss, Balance Sheet and Cash Flow reports. Zeni also offers Controllers, CFOs and Tax Advisors. It serves businesses including venture-backed startups, accounting firms, B2B service providers, ecommerce companies and consulting firms. QuickBooks Online Plus is required to sync with the Zeni Dashboard, and Zeni says it can help customers migrate to that plan. Listed API integrations include QBO Pro, Avalara, Plaid, Stripe, PayPal and Square. Zeni says data is encrypted at rest with 256-bit AES and network connections use 256-bit SSL/TLS; it also states that it is SOC 2 Type II compliant and customer data is siloed in separate partitions. Services are available only to U.S.-based entities, and the company says it is not currently GDPR compliant.
Good
- Automates capture, categorization and bank reconciliation.
- Updates core financial reports automatically.
- Offers Controllers, CFOs and Tax Advisors.
- Lists several API integrations.
- States SOC 2 Type II compliance.
Watch out
- Available only to U.S.-based entities.
- Not currently GDPR compliant.
- QuickBooks Online Plus is required for syncing.
- Each business or location needs its own subscription.
Who it suits
Zeni may suit U.S.-based startups and service, ecommerce, accounting or consulting businesses seeking bookkeeping automation with finance professionals. It requires QuickBooks Online Plus for Dashboard syncing.
Verdict
Zeni pairs automated bookkeeping and reporting with access to financial experts. Its geographic limit, QBO Plus requirement and lack of current GDPR compliance are important considerations; pricing starts at $549/mo.
Plans and prices
From Zeni's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Payroll Manager Service | $199 a month | Starting at $199 · Employee onboarding, termination and ongoing support · Payroll system management · Compliance across states and jurisdictions · Annual Contract |
| Starter | $494 a month | Starting at $549; for pre-revenue companies; pricing based on bookkeeping complexity, monthly expenses, and annual revenue · Billed Annually |
| Growth | $719 a month | Starting at $799; for revenue-generating companies; pricing based on bookkeeping complexity, monthly expenses, and annual revenue · Billed Annually |
| CFO Lite | $1,599 a month | Basic budgeting and forecasting · Budget vs. actuals analysis · 12-month cash flow forecast · Monthly 1-hour strategic call and update · + $2,000 setup fee |
| Tax Starter | $2,499 a year | Taxes for pre-revenue companies · /Annually |
| CFO Premium | $2,990 a month | Everything in CFO Lite · Advanced revenue and COGS modeling · Departmental budgeting · Bi-weekly call · Up to 6 hours of advisory and support · + $6,000 setup fee |
| Tax Growth | $3,899 a year | Taxes for companies generating revenue up to $500K · /Annually |
| Enterprise | $4,990 a month | Starting at $4,990+ · On-demand advisory and support · Leadership and board meeting participation · Capital strategy and fundraising support · M&A support · Financial tech stack advisory · Annual strategic financial planning · + $6,000 setup fee |
| Tax Enterprise | Priced on request | Taxes for companies generating revenue over $500K · Custom Pricing |
The facts
Each one read from Zeni's own pages, with the date it was checked.
What it does
- Accounting requirement
- QuickBooks Online Plus is required to sync with Zeni’s Dashboard, and Zeni says it can help migrate customers to QBO Plus.checked 30 Sep 2026
- Bookkeeping automation
- Its AI features include receipt and invoice capture, transaction and vendor categorization, journal entries, bank reconciliation, and predictive insights.checked 30 Sep 2026
- Compliance
- Zeni states that it is SOC 2 Type II compliant and that customer data is siloed in separate partitions.checked 30 Sep 2026
- Financial reporting
- The bookkeeping platform provides real-time financial insights and automatically updated Profit and Loss, Balance Sheet, and Cash Flow reports.checked 30 Sep 2026
- GDPR
- Zeni’s FAQ says it is not currently GDPR compliant.checked 30 Sep 2026
- Geographic availability
- Zeni says its services are currently available only to U.S.-based entities.checked 30 Sep 2026
- Integrations
- The pricing page lists QBO Pro, Avalara, Plaid, Stripe, PayPal, and Square as API integrations.checked 30 Sep 2026
- Product
- Zeni describes itself as AI bookkeeping and accounting software powered by an AI Accountant Agent and AI CFO Agent.checked 30 Sep 2026
- Security
- Zeni says customer data is encrypted at rest using 256-bit AES and network connections use 256-bit SSL/TLS encryption.checked 30 Sep 2026
- Support
- Zeni’s Finance Concierge is staffed Monday through Friday, 9:00 am to 6:00 pm PST, and aims to complete requests within two hours.checked 30 Sep 2026
- Who it serves
- Zeni identifies venture-backed startups, accounting firms, B2B service providers, ecommerce companies, and consulting firms among the businesses it serves.checked 30 Sep 2026
The company
- Finance team
- Zeni offers dedicated financial experts, including Controllers, CFOs, and Tax Advisors, alongside its AI tools.checked 30 Sep 2026
- Founded
- 2019checked 28 Sep 2026
- Headquarters
- Palo Alto, California, United Stateschecked 28 Sep 2026
Money
- Notable plan limit
- Each business or location in a multi-entity business needs its own Zeni subscription.checked 30 Sep 2026
Alternatives to Zeni
- 1
Sage Accounting
Free planAndroidiOSWebAPI8.3From £2 a month - 2
Docyt
Free planAndroidiOSWebAPI8.1Free plan - 3
SmartLedger AI
Free planAndroidiOSWebWindows8.0From ₹4,000 a year - 4
Zoho Books
Free planAndroidiOS7.9From $15 a month - 5
QuickBooks Time
AndroidiOSWebAPI7.8From $20 a month - 6
Digits
iOSWebAPImacOS7.4From $65 a month