Digits
Digits is a cloud accounting platform for business owners and accountants, combining bookkeeping, month-end close, bill pay, invoicing, and real-time financi…
What Digits is
Digits is a cloud accounting platform for business owners and accountants, combining bookkeeping, month-end close, bill pay, invoicing, and real-time financials. Its AI bookkeeping categorizes transactions, flags items, and provides smart reviews around the clock. It supports cash and accrual accounting, with automation for journal entries and reconciliations, close task management, multi-entity support, and an audit trail. Digits Connect links with more than 12,000 financial institutions; named native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon, and Reach Reporting. Bill Pay uses OCR to capture invoice details and supports vendor payments by ACH or check. Developers can use its API and MCP server to connect the ledger to tools such as ChatGPT and Claude. Access is available through web, API, and native iPhone and iPad apps. Digits is limited to U.S.-based businesses using U.S. financial institutions and supports USD only. Shopify is not yet integrated, and automatic payroll syncing is limited to Gusto.
Good
- Supports cash and accrual accounting.
- Automates journal entries and reconciliations.
- Connects with more than 12,000 financial institutions.
- OCR extracts invoice details for bill payments.
- Offers iPhone and iPad apps.
Watch out
- Available only to U.S.-based businesses.
- Supports USD only.
- Shopify integration is not available.
- Automatic payroll syncing is through Gusto only.
Who it suits
Digits suits solopreneurs, small businesses, growing companies, startups, and accounting firms that need bookkeeping and close workflows. It is intended for U.S.-based businesses using U.S. financial institutions and USD.
Verdict
Digits brings bookkeeping, payments, invoicing, and close work into one system, with automation and a broad financial-institution connection network. Its U.S. and USD limits, plus the Shopify and payroll integration restrictions, matter when assessing fit.
Plans and prices
From Digits's own pricing page, checked 21 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Essentials | $65 a month | Solopreneurs and early-stage businesses · core accounting · AI bookkeeping and reconciliation · bank/payroll connections · bill pay · invoicing · API and MCP · $65 /mo |
| Core | $100 a month | Small businesses and growing companies · Essentials features · dimensional accounting · automated schedules · custom reports and dashboards · $100 /mo |
| Pro | $250 a month | Scaling businesses with internal finance teams · Core features · budget versus actuals · custom reports and dashboards · $250 /mo · Coming soon |
The facts
Each one read from Digits's own pages, with the date it was checked.
What it does
- Accounting methods
- Digits supports both cash and accrual accounting.checked 30 Sep 2026
- Agentic close
- Agentic Close collects documents, books transactions, reconciles, schedules, reviews and produces reports for the close process.checked 21 Oct 2026
- AI bookkeeping
- Its AI categorizes transactions continuously, learns from user corrections and performs bookkeeping around the clock.checked 21 Oct 2026
- API
- Digits Connect API provides programmatic access to its AI-native general ledger through authenticated REST endpoints.checked 21 Oct 2026
- API documentation depth
- The developer documentation includes overview, quickstart, authentication, API reference, recipes and machine-readable OpenAPI resources.checked 21 Oct 2026
- Ask Digits
- Ask Digits is a conversational assistant that answers plain-language questions using the live ledger.checked 21 Oct 2026
- Audience
- Digits markets its platform to solopreneurs, small businesses, growing companies, startups, and accounting firms.checked 30 Sep 2026
- Automated schedules
- The platform detects transactions needing accrual or amortization treatment and creates scheduled entries.checked 21 Oct 2026
- Availability limit
- The service officially supports U.S.-based businesses using U.S. financial institutions and USD accounting only.checked 21 Oct 2026
- Bank connectivity
- Bank and card connections use Plaid and can reach more than 12,000 institutions.checked 21 Oct 2026
- Bill pay
- AI Bill Pay supports dragging in bills, approval workflows and payment tracking.checked 21 Oct 2026
- Bill Pay
- Digits Bill Pay extracts invoice details with OCR and supports vendor payments by ACH or check.checked 30 Sep 2026
- Core capabilities
- The platform combines automated books, month-end close, bill pay, invoicing, and real-time financials in one system.checked 30 Sep 2026
- Currency limit
- Digits does not provide multi-currency accounting, foreign-exchange conversion or FX revaluation.checked 21 Oct 2026
- Dashboards
- Users can build dashboards showing KPIs such as revenue, expenses, burn and runway.checked 21 Oct 2026
- Developer access
- Digits provides a Developer API and MCP server for connecting the ledger to tools such as ChatGPT and Claude.checked 30 Sep 2026
- Document vault
- Vault centralizes receipts, statements and contracts in searchable storage.checked 21 Oct 2026
- Encryption
- The security page describes authenticated envelope encryption per organization, encryption at rest and TLS for data in transit.checked 21 Oct 2026
- Financial reporting
- Digits provides continuously updated profit-and-loss, balance-sheet and cash-flow statements with exportable reports.checked 21 Oct 2026
- Funding
- Digits announced a $65 million Series C led by SoftBank in March 2022, bringing reported total funding to $97.5 million.checked 21 Oct 2026
- Integration limit
- The help center says Shopify and non-Gusto payroll systems lack native integrations and require CSV imports or manual journal entries.checked 21 Oct 2026
- Integration limits
- Digits does not yet integrate with Shopify and automatically syncs payroll only through Gusto.checked 30 Sep 2026
The company
- Company founding and headquarters
- Digits was founded in 2018 by Jeff Seibert and Wayne Chang and is headquartered in San Francisco, California.checked 21 Oct 2026
- Company size
- LinkedIn lists Digits as a privately held software-development company with 51–200 employees.checked 21 Oct 2026
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