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Zego Utility

Zego Utility automates utility management for multifamily property managers, from invoice handling through resident billing.

Zego Utility's website

What Zego Utility is

Zego Utility automates utility management for multifamily property managers, from invoice handling through resident billing. Its expense service retrieves and audits utility invoices, works with providers to resolve billing errors, and pays invoices for clients. Resident billing supports submeter calculations and Ratio Utility Billing Services (RUBS), with utility charges combined with rent and other items on a resident statement. The service can recover costs for water, sewer, trash, gas, recycling, and electric utilities, and also offers resident billing for student housing. Zego Insights provides usage and recoupment reports, portfolio benchmarking, alerts, and customizable dashboards. Utility invoice and payment details can feed accounting software; listed property management partners include AppFolio, MRI Software, Resman, Rent Manager, and Yardi. Residents can view and pay utility statements from any device, while staff can review prebills in Zego Admin. Zego states that it provides round-the-clock resident support. The product is available on Android, iOS, and the web. Pricing is by request, and no free plan is listed.

Good

  • Handles invoice auditing and provider billing errors.
  • Supports RUBS and submeter calculations.
  • Can recover six types of utility expenses.
  • Offers accounting and property-management integrations.

Watch out

  • Pricing is available only by request.
  • No free plan is listed.

Who it suits

Zego Utility suits multifamily property managers handling utility expenses and resident billing, as well as student housing providers using resident billing. It may fit teams seeking RUBS or submeter billing and utility usage reporting.

Verdict

Zego Utility covers utility invoice administration, resident billing, and usage reporting for property operators. Ask for a quote to assess the service and its fit for your accounting and property-management systems.

Plans and prices

From Zego Utility's own pricing page, checked 21 Oct 2026.

All about pricing
PlanPriceWhat it gives you
Resident Utility BillingPriced on requestSubmeter or RUBS billing · converged rent and utility statements · portfolio benchmarking · regulatory compliance
Utility Expense ManagementPriced on requestUtility accounts payable outsourcing · vacant-cost recovery · invoice auditing · payment and expense reporting
Zego Utility — Resident Utility BillingPriced on requestMultifamily and student housing · Submeter and/or RUBS billing · Request pricing
Zego Utility — Utility Expense ManagementPriced on requestMultifamily · Utility accounts payable, auditing, and cost recovery · Request pricing

The facts

Each one read from Zego Utility's own pages, with the date it was checked.

What it does

Analytics
Zego Insights provides utility usage and recoupment reporting, portfolio benchmarking, alerts, and customizable dashboards.checked 4 Oct 2026
API authentication
API requests use an Authorization token obtained from a Zego Partnerships Manager.checked 21 Oct 2026
API documentation
A public Zego REST API describes authenticated partner endpoints for customer status, shift login/logout and webhooks, but the documentation is insurance-focused rather than Utility-specific.checked 21 Oct 2026
Automated payments
Zego pays utility invoices on time and sends invoice details into accounting software.checked 21 Oct 2026
Converged statements
Residents can receive one itemized statement combining rent, utilities and ancillary charges.checked 21 Oct 2026
Expense management
Zego retrieves and audits utility invoices, resolves billing errors with providers, and pays invoices on clients’ behalf.checked 4 Oct 2026
Funding news
Balderton reported on 10 March 2021 that Zego raised a $150 million Series C at a $1.1 billion valuation.checked 21 Oct 2026
Insights reporting
Portfolio dashboards report utility expense, consumption and recoupment metrics, with benchmarking, trend analysis and anomaly detection.checked 21 Oct 2026
Integrations
Listed property-management integrations include Rent Manager, AppFolio, Enumerate, MRI Software, Resman, Yardi and many other PropTech systems.checked 21 Oct 2026
Intended users
Zego describes the product for multifamily property managers and also offers resident billing for student housing.checked 4 Oct 2026
Invoice auditing
Invoices are reviewed line by line and billing disputes can be handled with utility providers.checked 21 Oct 2026
Invoice retrieval
Zego digitally retrieves utility invoices from providers and tracks missing bills.checked 21 Oct 2026
Legal identity
Zego’s integration page identifies the operating entity as PayLease, LLC doing business as Zego.checked 21 Oct 2026
Limit: delays and fees
GetApp summaries mention occasional payment delays, fees and setup difficulties.checked 21 Oct 2026
Limit: support responsiveness
G2 reviewers report generic ticket responses and occasional slow customer-service follow-up.checked 21 Oct 2026
Notable limits
Zego does not publish a price on its product pricing page and directs prospective customers to request pricing.checked 4 Oct 2026
Praise: usability and integration
G2 reviewers praise ease of invoicing, Rent Manager integration, team usability and payment processing.checked 21 Oct 2026
Praise: workflow efficiency
GetApp reviewers say Zego simplifies online payments, rent collection and account management, with useful integrations and reporting.checked 21 Oct 2026

The company

Company scale
LinkedIn lists Zego as a 201–500 employee company headquartered in San Diego, California, founded in 2003, serving more than 7,000 residential real-estate companies and 15 million units.checked 21 Oct 2026
Founded
2003checked 28 Sep 2026
Headquarters
San Diego, California, United Stateschecked 28 Sep 2026
Ownership
Global Payments announced in May 2021 an agreement to acquire Zego from Vista Equity Partners for $925 million including a tax asset.checked 21 Oct 2026

Where it runs

Limit: resident app reliability
A Google Play reviewer reports login problems, rent-payment redirects to a website and slow messaging responses.checked 21 Oct 2026

Money

Move-out billing
The product includes an automated move-out calculator for final utility charges.checked 21 Oct 2026
The full review of Zego Utility

Zego Utility is a utility-management service for multifamily operators, with resident billing also aimed at student housing. Its breadth—from invoice auditing to usage reporting—suits teams looking to connect utility costs with resident charges; custom pricing makes a quote essential before comparing costs.

Overview

Zego spans both sides of utility administration: it can retrieve and audit invoices, resolve billing errors with providers, and pay bills on a client’s behalf, then support recovery of eligible costs from residents. That end-to-end scope is useful for operators trying to bring utility expenses and resident billing into one workflow, rather than buying only an allocation tool.

Resident charges can be calculated from submeters or through Ratio Utility Billing Services (RUBS), then combined with rent and other items on a resident statement. The service can recover water, sewer, trash, gas, recycling, and electric expenses. Zego was founded in 2003 and is headquartered in San Diego.

Key features

Expense administration and billing

Invoice retrieval, auditing, provider error resolution, and payment on the client’s behalf address work before a utility charge reaches a resident. Submeter and RUBS billing cover different allocation approaches, while online collections, autopay, reminders, and a tenant payment portal support the collection side. The breadth is compelling for operators seeking a managed workflow; teams needing only a narrow billing function may not need the full service.

Reporting, integrations, and security

Zego Insights provides usage and recoupment reporting, portfolio benchmarking, alerts, and customizable dashboards. Utility invoice and payment details integrate into accounting software, and Zego names AppFolio, MRI Software, Resman, Rent Manager, and Yardi among its property-management partners. These connections can help keep utility activity in established operating systems, though the appropriate fit depends on an operator’s own setup.

Zego says it commissions an annual SSAE18 review, complies with PCI Level 1 requirements for card data, and uses 256-bit encryption for sensitive data. It also states that it offers 24x7x365 resident support and proactive Client Success Managers. Residents can view and pay statements from any type of device; staff can review prebills in the Zego Admin interface.

Pricing

Zego has no free plan and directs prospective customers to request pricing. Both named plans use custom pricing, so operators should request a quote for the scope they need and compare it with their expected property and billing requirements.

  • Zego Utility — Utility Expense Management: custom pricing for multifamily utility accounts payable, auditing, and cost recovery. This is the plan to consider when invoice administration is the priority; resident billing is not part of its stated scope.
  • Zego Utility — Resident Utility Billing: custom pricing for multifamily and student housing using submeter and/or RUBS billing. It suits operators focused on resident allocation and billing, rather than the broader accounts-payable workflow.

Neither plan has a published seat count, usage quota, trial, or renewal term. The plans’ stated scopes are the practical distinction to clarify during a quote.

Platforms

Zego supports Android, iOS, and web. Resident statements can be viewed and paid from any type of device, while staff use the web-based Zego Admin interface to review prebills.

Who it's for

Zego is best suited to multifamily operators that want utility invoice work and resident cost recovery handled together, and to student housing operators seeking submeter or RUBS billing. Its reporting and property-management integrations strengthen the case for teams managing utility activity across a portfolio. Operators seeking a free or transparently priced tool should look elsewhere.

Pros and cons

  • Pro: Covers invoice retrieval, auditing, provider error resolution, payment, and resident billing, reducing the need to assemble separate utility workflows.
  • Pro: Supports both submeter and RUBS allocation, with recovery across six named utility types.
  • Pro: Usage and recoupment reporting, benchmarking, alerts, and dashboards give portfolio teams several ways to monitor utility performance.
  • Con: Pricing is custom and there is no free plan, so cost and budget fit require a sales conversation.
  • Con: The two plan scopes separate expense management from resident billing; operators seeking both should confirm how the services fit together in a quote.

Alternatives

For a broader comparison, see Property Management Utility Billing Software.

  • Utility Ranger is a web-based paid option with a 60-day free trial and per-unit monthly pricing starting at $2 a month for Cadet, covering one utility bill and one property; consider it if a trial and a stated entry price matter.
  • Livable offers a paid web-based Self Service plan with custom pricing, no stated unit minimums, allocation table generation, preview and charge approval, custom tenant fees, and utility opt-outs; consider it if those allocation controls are central to the workflow.
  • Utilmate is a paid web option with a Starter plan at custom pricing, monthly subscription invoices, a five-user maximum, migration assistance up to 100 customers, and possible meter-read charges; consider it if those terms suit the operation.
  • Ubility is a paid option available through API and web.
  • Hadeda is a paid option for Android, iOS, and web.
  • ResidentIQ Utility Billing is a paid web option.
  • Vitality Utility Billing is a paid web option with no free plan.
  • Smarty Utility Management is a paid option for Android, iOS, and web, with rental plans that include rent-to-own and monthly rental models.

Verdict

Choose Zego Utility if you manage multifamily properties—or student housing billing—and want utility expense administration, resident cost recovery, and portfolio reporting within a broad service. Its strongest case is the connection between invoice work and resident billing; its main drawback is custom pricing, which makes a quote necessary before judging whether that breadth fits the budget.

Alternatives to Zego Utility

All alternatives
  1. 1Chirp Utilities logo

    Chirp Utilities

    Free planWebAPI
    7.3From $0.40 a month
  2. 2Vitality Utility Billing logo

    Vitality Utility Billing

    AndroidiOSWebAPI
    7.2From $0.50 a month
  3. 3
    6.9From $2 a month
  4. 4
    6.6
  5. 5

    Hadeda

    AndroidiOSWeb
    6.4
  6. 6
    6.3