Spndio
Spndio is web-based procurement software built for Indian procurement and finance teams.
What Spndio is
Spndio is web-based procurement software built for Indian procurement and finance teams. It handles purchase requests, approvals, purchase orders and vendor payments, serving businesses from MSME vendors to those with enterprise ERP workflows. Teams can create, approve and track purchase orders, and generate GST-compliant documents for vendors. Vendor onboarding includes GSTIN verification, bank account validation, compliance checks and spend history. Custom approval chains route requests and keep an audit trail. Spndio matches purchase orders, goods receipts and vendor invoices, flagging mismatches before payment release. Payments can be made instantly through UPI or scheduled through NEFT/RTGS, linked to a PO and invoice. Spend analytics show activity across vendors, departments and categories, with potential savings and policy violations. Listed integrations include Zoho Books, Tally, QuickBooks, NetSuite, SAP, Oracle ERP, Google Pay and Slack. A free plan is available, and the Growth plan costs ₹4,999/mo for up to 20 users, with approval workflows, invoice matching and Tally or Zoho sync.
Good
- Creates GST-compliant purchase order documents
- Verifies GSTIN and bank accounts during onboarding
- Flags mismatches across orders, receipts and invoices
- Supports instant UPI and scheduled NEFT/RTGS payments
- Lists accounting, ERP, payment and Slack integrations
Watch out
- Growth plan is ₹4,999/mo
- Starter plan is limited to 5 users
- Security page content was not accessible
Who it suits
Spndio suits Indian procurement and finance teams that need purchase approvals, PO and invoice matching, or vendor payments. It is aimed at users ranging from MSME vendors to businesses using enterprise ERP workflows.
Verdict
Spndio combines procurement workflows, invoice matching, vendor payments and spend analytics for Indian teams. A free plan is available, with paid Growth pricing at ₹4,999/mo.
Plans and prices
From Spndio's own pricing page, checked 4 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Growth | ₹4,999 a month | Up to 20 users · Approval workflows · Invoice matching · Tally / Zoho sync |
| Scale | Priced on request | Custom user count · ERP & accounting integrations · Advanced approvals · Dedicated success manager |
| Starter | — | Up to 5 users · GST-compliant POs · UPI payment readiness · Email support |
The facts
Each one read from Spndio's own pages, with the date it was checked.
Where it runs
- Approval workflows
- Customisable approval chains route purchase requests to approvers and include a full audit trail.checked 4 Oct 2026
What it does
- Integrations
- The site lists Zoho Books, Tally, QuickBooks, NetSuite, SAP, Oracle ERP, Google Pay, and Slack integrations.checked 4 Oct 2026
- Invoice matching
- Spndio automatically matches purchase orders, goods receipts, and vendor invoices, and flags mismatches before payment release.checked 4 Oct 2026
- PO management
- It creates, approves, and tracks purchase orders and generates GST-compliant PO documents for vendors.checked 4 Oct 2026
- Product
- Spndio describes itself as AI-native procurement software built for India that handles purchase requests, approvals, purchase orders, and vendor payments.checked 4 Oct 2026
- Security
- The homepage links to a Security page, but its content was not accessible during this research.checked 4 Oct 2026
- Spend analytics
- Its spend analytics show real-time visibility across vendors, departments, and categories, including potential savings and policy violations.checked 4 Oct 2026
- Support
- The Starter plan includes email support; the Scale plan includes a dedicated success manager.checked 4 Oct 2026
- Target users
- Spndio says it is built for Indian procurement and finance teams, from MSME vendors to businesses with enterprise ERP workflows.checked 4 Oct 2026
- Vendor management
- Vendor onboarding includes GSTIN verification, bank account validation, compliance checks, and spend history.checked 4 Oct 2026
- Vendor payments
- The service supports instant UPI payments and scheduled NEFT/RTGS payments, with payments linked to a PO and invoice.checked 4 Oct 2026
Money
- Trial
- The site says users can start free without a credit card, but does not state a trial duration.checked 4 Oct 2026
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