Shift4 Payments
Shift4 Payments provides business software and payment processing for in-person, online, and omnichannel transactions.
What Shift4 Payments is
Shift4 Payments provides business software and payment processing for in-person, online, and omnichannel transactions. Its platform supports card-present and card-not-present payments, while its API also supports PayPal, WeChat Pay, and Alipay. For online checkout, merchants can use a hosted Shift4 page or add Shift4-hosted card fields to their own site. These options capture card details without bringing card numbers into merchant systems; the documentation lists SAQ A as the typical PCI questionnaire for both. Hosted checkout and payment components also accept Apple Pay and Google Pay. Commerce Engine connects card-present payments with on-premise and cloud-based POS and PMS systems and runs on Android PIN pads. Developers can integrate directly with the REST API or use a .NET DLL SDK; the API documentation covers authorization, capture, sale, refund, and invoice retrieval. Shift4 describes its merchants as ranging from small owner-operated businesses to multinational enterprises, including businesses in retail, food and beverage, and lodging. Pricing starts at $29.99/mo, and there is no free plan.
Good
- Supports card-present and card-not-present payments.
- Offers hosted checkout and embedded card fields.
- Supports Apple Pay and Google Pay.
- Integrates with POS and PMS systems.
- REST API covers refunds and invoice retrieval.
Watch out
- No free plan.
- Embedded payment components require fixed line-item amounts.
- Customer-chosen amounts are not supported in embedded checkout.
Who it suits
Shift4 Payments may suit businesses seeking online, in-person, or omnichannel payment processing, from small owner-operated businesses to multinational enterprises. Its API and POS/PMS integrations are relevant to merchants and developers building payment workflows.
Verdict
Shift4 combines hosted online checkout, API integration, and Android-based card-present options. Merchants should check the fixed-amount limitation for embedded payment components and confirm the fit of its paid service.
The facts
Each one read from Shift4 Payments's own pages, with the date it was checked.
What it does
- API integration
- Integrators can use the REST API directly or a .NET SDK; the documentation says support for additional SDK languages is being added.checked 7 Oct 2026
- API methods
- Integrators can use a Shift4-provided .NET DLL SDK or integrate directly with the REST API.checked 7 Oct 2026
- Checkout
- Merchants can use a low-code Shift4-hosted checkout page or embed Shift4-hosted card fields in their own site.checked 7 Oct 2026
- Digital wallets
- Apple Pay and Google Pay are available with hosted checkout and payment components.checked 7 Oct 2026
- Embedded checkout limit
- Payment components require a fixed line-item amount and do not support customer-chosen amounts in the embedded flow.checked 7 Oct 2026
- Industries
- Shift4’s API documentation identifies retail, food and beverage, and lodging as sectors using its secured gateway.checked 7 Oct 2026
- In-person payments
- Commerce Engine is a card-present platform for POS and PMS integrations and runs on Android payment devices.checked 7 Oct 2026
- Integrations
- Shift4’s 2026 annual report says its Marketplace connects merchants with third-party applications for functions including ordering, payroll, timekeeping, loyalty, and inventory management.checked 7 Oct 2026
- Online checkout
- Merchants can use hosted checkout or embed Shift4-hosted payment fields in their own site.checked 7 Oct 2026
- Payment channels
- The platform supports card-present, card-not-present, and omnichannel transactions.checked 7 Oct 2026
- Payment integrations
- Commerce Engine supports card-present integrations with on-premise and cloud-based POS/PMS systems and runs on Android PIN pads.checked 7 Oct 2026
- Payment methods
- The API supports alternative payment methods including PayPal, WeChat Pay, and Alipay.checked 7 Oct 2026
- Payment processing
- Shift4’s API supports card-present, card-not-present, and omnichannel payment processing.checked 7 Oct 2026
- Restaurant integrations
- Shift4 Dine lists integrations including 7shifts, OpenTable, Restaurant365, and Marketman.checked 7 Oct 2026
- Security
- Shift4-hosted checkout and payment components capture card data without bringing card numbers into the merchant’s systems; the documentation lists SAQ A as the typical PCI questionnaire for both.checked 7 Oct 2026
- Support
- Shift4’s API documentation directs customers to its API support team at [email protected].checked 7 Oct 2026
- Transactions
- The API documentation covers payment authorization, capture, sale, refund, and invoice retrieval.checked 7 Oct 2026
- What it does
- Shift4 provides software and payment processing solutions for businesses, including omnichannel payment processing.checked 7 Oct 2026
- Who it serves
- Shift4 describes its merchants as ranging from small owner-operated businesses to multinational enterprises.checked 7 Oct 2026
The company
- Company history
- Shift4 Payments, LLC was founded in 1999, according to a company filing.checked 7 Oct 2026
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