Shift4 Payments
5.9#15 in restaurant payment processing softwareAndroidWebAPI
Visit| Fact | Shift4 Payments | Viva.com |
|---|---|---|
| In-person payments | Commerce Engine is a card-present platform for POS and PMS integrations and runs on Android payment devices. | Its Terminal app lets businesses accept contactless payments using supported Android and iOS devices. |
| Integrations | Shift4’s 2026 annual report says its Marketplace connects merchants with third-party applications for functions including ordering, payroll, timekeeping, loyalty, and inventory management. | Viva provides e-commerce plugins for Shopify, WooCommerce, PrestaShop, OpenCart, Magento, and Shopware 6. |
| Online checkout | Merchants can use hosted checkout or embed Shift4-hosted payment fields in their own site. | Smart Checkout supports more than 40 payment methods and offers saved cards, multicurrency payments, and decline recovery. |
| Payment methods | The API supports alternative payment methods including PayPal, WeChat Pay, and Alipay. | The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets. |
| Security | Shift4-hosted checkout and payment components capture card data without bringing card numbers into the merchant’s systems; the documentation lists SAQ A as the typical PCI questionnaire for both. | Viva.com says it is a PCI DSS Level 1 Service Provider and protects data in transit and at rest in its cloud infrastructure. |
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Shift4 Payments may suit businesses seeking online, in-person, or omnichannel payment processing, from small owner-operated businesses to multinational enterprises. Its API and POS/PMS integrations are relevant to merchants and developers building payment workflows.
Viva.com suits businesses taking payments in person, online, remotely, or through marketplaces. It may also suit merchants seeking e-commerce plugins or developer integration options.