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Shift4 Payments vs Viva.com

Viva.com

8.1#5 in payment gatewaysFrom £3.99 a month
Free planAndroidiOSWebAPI
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What both publish

FactShift4 PaymentsViva.com
In-person paymentsCommerce Engine is a card-present platform for POS and PMS integrations and runs on Android payment devices.Its Terminal app lets businesses accept contactless payments using supported Android and iOS devices.
IntegrationsShift4’s 2026 annual report says its Marketplace connects merchants with third-party applications for functions including ordering, payroll, timekeeping, loyalty, and inventory management.Viva provides e-commerce plugins for Shopify, WooCommerce, PrestaShop, OpenCart, Magento, and Shopware 6.
Online checkoutMerchants can use hosted checkout or embed Shift4-hosted payment fields in their own site.Smart Checkout supports more than 40 payment methods and offers saved cards, multicurrency payments, and decline recovery.
Payment methodsThe API supports alternative payment methods including PayPal, WeChat Pay, and Alipay.The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets.
SecurityShift4-hosted checkout and payment components capture card data without bringing card numbers into the merchant’s systems; the documentation lists SAQ A as the typical PCI questionnaire for both.Viva.com says it is a PCI DSS Level 1 Service Provider and protects data in transit and at rest in its cloud infrastructure.

Shift4 Payments plans

No prices published.

Viva.com plans

  • ZeroFree
  • Omnichannel Default£3.99 a month
  • Default£3.99 a month
  • Omnichannel Standard£10.99 a month
  • Standard£10.99 a month
  • Premium£15.99 a month

Pick Shift4 Payments if…

Shift4 Payments may suit businesses seeking online, in-person, or omnichannel payment processing, from small owner-operated businesses to multinational enterprises. Its API and POS/PMS integrations are relevant to merchants and developers building payment workflows.

Pick Viva.com if…

Viva.com suits businesses taking payments in person, online, remotely, or through marketplaces. It may also suit merchants seeking e-commerce plugins or developer integration options.

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