Shift4 Payments
5.9#15 in restaurant payment processing softwareAndroidWebAPI
VisitShift4 Payments vs SpotOn Payment Processing
SpotOn Payment Processing
7.9#3 in restaurant payment processing softwareFrom $25 a monthFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Shift4 Payments | SpotOn Payment Processing |
|---|---|---|
| Integrations | Shift4’s 2026 annual report says its Marketplace connects merchants with third-party applications for functions including ordering, payroll, timekeeping, loyalty, and inventory management. | Preferred integrations cover ordering, delivery, AI phone ordering, labor, inventory, KDS, kiosks, reservations, accounting and payroll, including DoorDash, Uber Eats, 7shifts, MarginEdge, OpenTable, Shogo and DAVO. |
| Payment methods | The API supports alternative payment methods including PayPal, WeChat Pay, and Alipay. | The payment service accepts cards, Apple Pay, Google Pay and cash, with virtual-terminal and invoicing options. |
| Security | Shift4-hosted checkout and payment components capture card data without bringing card numbers into the merchant’s systems; the documentation lists SAQ A as the typical PCI questionnaire for both. | SpotOn says payment data is protected under PCI-DSS and card fields use SSL encryption. |
| What it does | Shift4 provides software and payment processing solutions for businesses, including omnichannel payment processing. | SpotOn provides cloud restaurant and small-business POS, integrated payment processing, online ordering, reservations, labor tools, marketing, loyalty and reporting. |
Shift4 Payments plans
No prices published.
SpotOn Payment Processing plans
- POS Essentials$55 a month
- Build Your OwnPriced on request
- All-In PlanFree
- Quick StartFree
- Terminal$25 a month
- Core Bundle$50 a month
Pick Shift4 Payments if…
Shift4 Payments may suit businesses seeking online, in-person, or omnichannel payment processing, from small owner-operated businesses to multinational enterprises. Its API and POS/PMS integrations are relevant to merchants and developers building payment workflows.
Pick SpotOn Payment Processing if…
It suits businesses that need payment acceptance across in-person, online, tableside, or mobile settings alongside POS tools. The custom bundle is described for multi-unit, enterprise, and high-volume operations.