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23 alternatives · from peer-to-peer payment apps

Alternatives to Settle Up

Settle Up focuses on group expenses and IOUs, for travelers, flatmates, couples, event organizers and friends. It handles weighted shares, bills paid by multiple people, incomes and itemized bills, then shows who should pay next while minimizing transactions. Groups can keep using it offline and sync later, share through a link or QR code, and settle across currencies with real-time exchange rates. Its free plan covers core tracking and CSV export; paid options add receipt…

18.0

Splitwise organizes shared expenses and IOUs so friends, family, housemates and trip groups can track who owes whom.

Free planAndroidiOSWeb
Free plan
27.6

Cash App Taxes is a self-service service for preparing and filing U.S.

Free planAndroidiOSWeb
Free plan
37.4
Remitly logo

Remitly is a money transfer app for sending funds internationally, available on Android and iOS.

Free planAndroidiOS
$2.99 one-time
  1. 4Wise logo

    Wise

    Wise is a money app for sending money abroad, receiving payments, checking exchange rates, paying bills and sending money to loved ones.

    Free planAndroidiOSWeb
    7.4Free plan
  2. 5PayPay logo

    PayPay

    PayPay is a smartphone payment service that lets people pay by displaying a barcode or scanning a QR code.

    Free planAndroidiOS
    7.3From $1,980 a month
  3. 6Paysend logo

    Paysend

    Paysend is a money-transfer service for sending funds internationally to bank accounts, cards, e-wallets, or cash in more than 170 countries.

    AndroidiOSWebAPI
    7.3$1.99 one-time
  4. 7PicPay logo

    PicPay

    Free planAndroidiOSWeb
    7.1Free plan
  5. 8Venmo logo

    Venmo

    Venmo is a payments app for sending money to friends, paying businesses, and checking out when shopping.

    Free planAndroidiOSWeb
    7.1Free plan
  6. 9PhonePe logo

    PhonePe

    PhonePe is a free Android and iOS app for digital payments and related services.

    Free planAndroidiOS
    7.0Free plan
  7. 10

    Taptap Send

    Taptap Send is an Android and iOS app for sending money to friends and family in Africa, Asia, the Caribbean and Latin America.

    Free planAndroidiOS
    7.0Free plan
  8. 11Zelle logo

    Zelle

    Zelle lets people send, request, and receive money through a participating bank or credit union’s app or online banking.

    Free planAndroidiOSWeb
    7.0Free plan
  9. 12OPay logo

    OPay

    OPay is a financial services platform for managing money, payments, and transactions, serving users, agents, and merchants in Nigeria.

    Free planAndroidiOSAPI
    6.7Free plan
  10. 13Lydia logo

    Lydia

    Lydia is a mobile app for sending, receiving, paying and collecting money, available on Android and iOS.

    Free planAndroidiOS
    6.5Free plan
  11. 14

    MobilePay

    MobilePay is a free app for Android and iOS that lets people transfer money, split expenses, pay businesses, and collect shared funds.

    Free planAndroidiOS
    6.5Free plan
  12. 15MoneyGram logo

    MoneyGram

    MoneyGram is a money-transfer app from MoneyGram, founded in 1940 and headquartered in Dallas, Texas.

    AndroidiOSWeb
    6.5
  13. 16WorldRemit logo

    WorldRemit

    AndroidiOSWeb
    6.5
  14. 17

    Xoom

    Xoom lets customers send money, pay bills abroad, and reload prepaid phones for family and friends.

    AndroidiOSWeb
    6.5
  15. 18

    Airtel Money

    Airtel Money Wallet is a digital wallet in the Airtel App for recharges, bill payments, merchant purchases, and transfers to people or bank accounts.

    Free planAndroidiOS
    6.4Free plan
  16. 19BHIM logo

    BHIM

    BHIM is a free UPI payment app for Android and iOS that lets users send money directly to bank accounts and request payments.

    Free planAndroidiOS
    6.4Free plan
  17. 20PalmPay logo

    PalmPay

    PalmPay is a digital banking and financial services platform for individuals and businesses, founded in 2019 and headquartered in Lagos, Nigeria.

    AndroidiOSWebAPI
    6.3
  18. 21

    tricount

    tricount is a free Android and iOS app for splitting shared expenses among friends, households, travel groups, and other groups.

    Free planAndroidiOS
    6.3Free plan
  19. 22

    Vipps

    Vipps is a payment app for sending and receiving money, paying in stores and online, splitting expenses, collecting money, and paying bills.

    AndroidiOSAPI
    6.3From 300 NOK a month
  20. 23M-PESA logo

    M-PESA

    M-PESA is Safaricom’s mobile money service for sending, receiving, and accessing funds.

    AndroidiOS
    5.9

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