MobilePay

What MobilePay is

MobilePay is a free app for Android and iOS that lets people transfer money, split expenses, pay businesses, and collect shared funds. Users can send or request money with a recipient’s phone number or QR code, and transfers are described as immediate. Groups can divide expenses, while a Box keeps collected money separate from personal funds. When two people exchange money for the first time, the app opens a chat that summarizes transfers, requests, and messages. MobilePay works for online and in-store business payments. Its Get paid option lets merchants accept MobilePay, Visa, and Mastercard payments on a phone, as well as send payment links and invoice customers; card acceptance needs no extra equipment or separate app. New-device login requires MitID and an SMS code, while each payment or transfer requires a code or Face ID. The app can be active on one device at a time, and users can block unwanted contacts. Private payments to businesses have no charge, but fees apply in some situations. Get paid has no monthly subscription price and bills 0.99% of transaction value.