Lydia

Summary

Lydia is a mobile app for sending, receiving, paying and collecting money, available on Android and iOS. Users can send money to a contact by phone number or email; the recipient does not need a Lydia account. Lydia says transfers can go to anyone with a euro account at a payment service provider in the SEPA zone. Users can also set up customizable online money pots and accept contributions by card, bank transfer, Apple Pay or Google Pay. These pots are intended for events among friends, family or coworkers, rather than public donations or fundraising for causes. Collected money can be withdrawn in one or more transfers or exchanged for an Amazon.fr gift card. Creating and joining pots are free, and gift-card withdrawals are free. Withdrawals to a Lydia Wallet or bank are free for contributions from Lydia or Sumeria apps; other contributions incur a 4% fee. Opening a Lydia Wallet is free. Card-funded sends and top-ups are free up to €250 per month, then cost 2.5%; online card receipts cost 2.5%.

Who it is for

Lydia suits people who want to send money to contacts or collect contributions for events with friends, family or coworkers. It is available on Android and iOS.

Compared on money transfer apps

Free plan

Yeslydia.me

Facts

Purpose

Lydia is an app for paying, receiving money, sending money to friends, and collecting money.lydia.me · 29 Sept 2026

Send money

The site says sending money to a contact is simple and free, using their phone number or email, and that a Lydia account is not required for the recipient.lydia.me · 29 Sept 2026

Transfer region

Lydia says it can send money to anyone with a euro account at a payment service provider in the SEPA zone.lydia.me · 29 Sept 2026

Money pots

Users can create a customizable online money pot and accept card, bank-transfer, Apple Pay, and Google Pay contributions.lydia.me · 29 Sept 2026

Money-pot limits

The site says Lydia money pots are intended for events with friends, family, or coworkers and should not be used for public donations or fundraising for causes.lydia.me · 29 Sept 2026

Withdrawal options

Collected money can be withdrawn in one or more transfers or used to buy an Amazon.fr gift card.lydia.me · 29 Sept 2026

Security authentication

Lydia requires strong authentication for sensitive actions; listed methods include phone-line authentication, video selfie, biometrics, and a secure communication channel.support.lydia.me · 29 Sept 2026

Regulation

Lydia Solutions says it is licensed and supervised by France’s ACPR as an electronic money institution authorized to provide payment services.lydia.me · 29 Sept 2026

Privacy

Lydia Solutions says it processes personal data for account management, payments, legal compliance, fraud prevention, and related purposes.lydia.me · 29 Sept 2026

Support

Lydia says customers can contact their assigned support team through the app or by email, with an average response time of 12 hours.support.lydia.me · 29 Sept 2026

Platform availability

The site directs visitors to download the Lydia application on mobile; its help page refers customers to the App Store and Google Play Store.lydia.me · 29 Sept 2026

Company

The website is published by LYDIA SOLUTIONS, whose registered office is listed at 14 avenue de l’Opéra, 75001 Paris, France.lydia.me · 29 Sept 2026

Company

Headquarters

Paris, Francelydia.me · 28 Sept 2026

Where it ranks on Everything Xiaomi

• Best Money Transfer Apps in 2026#41 of 81
• Best Peer-to-Peer Payment Apps in 2026#8 of 24

Sources

• lydia.me/en· checked 29 Sept 2026
• support.lydia.me/l/en/article/jxagop41ab-what-are-the-ap· checked 29 Sept 2026
• lydia.me/en/mentions-legales· checked 29 Sept 2026
• support.lydia.me/l/en/article/eiu3f9wd3o-customer-servic· checked 29 Sept 2026
• support.lydia.me/l/en/article/wghytzvpyz-annexe-tarifs-e· checked 29 Sept 2026