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Lydia vs Splitwise

Lydia logo

Lydia

6.5#14 in peer-to-peer payment appsFree plan
Free planAndroidiOS
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Splitwise

8.1#9 in personal finance softwareFree plan
Free planAndroidiOSWebAPI
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What both publish

FactLydiaSplitwise
Free planYesYes
HeadquartersParis, FranceProvidence, Rhode Island, USA
PrivacyLydia Solutions says it processes personal data for account management, payments, legal compliance, fraud prevention, and related purposes.Expenses are not public, and details are visible to the friends or group members with whom the user shares them.
PurposeLydia is an app for paying, receiving money, sending money to friends, and collecting money.Splitwise organizes shared expenses and IOUs so friends, family, housemates, and trip groups can track who owes whom.

Lydia plans

  • Lydia WalletFree
  • Online Money potsFree

Splitwise plans

  • Individual + Trip Pass—
  • Duo + Trip Pass—
  • Monthly subscription—
  • FreeFree
  • Splitwise Pro monthly$4.99 a month
  • Splitwise Pro annual$39.99 a year

Pick Lydia if…

Lydia suits people who want to send money to contacts or collect contributions for events with friends, family or coworkers. It is available on Android and iOS.

Pick Splitwise if…

Splitwise suits friends, family, housemates and travel groups who want to record shared costs and settle balances. Its free plan and unequal splitting options may suit groups with varied expense-sharing arrangements.

Charts they share