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Lydia vs Settle Up

Lydia logo

Lydia

6.5#14 in peer-to-peer payment appsFree plan
Free planAndroidiOS
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Settle Up logo

Settle Up

8.1#1 in peer-to-peer payment appsFree plan
Free planAndroidiOSWebAPI
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What both publish

FactLydiaSettle Up
Free planYesYes
HeadquartersParis, FranceCasper, Wyoming, United States
PurposeLydia is an app for paying, receiving money, sending money to friends, and collecting money.Settle Up tracks group expenses and IOUs for travelers, flatmates, couples, event organizers and groups of friends.

Lydia plans

  • Lydia WalletFree
  • Online Money potsFree

Settle Up plans

  • Premium—
  • FreeFree
  • Monthly Premium$3.99 a month
  • Group Premium for 1 week$5.99, paid once
  • Group Premium for 2 weeks$9.99, paid once
  • Group Premium for 1 month$14.99 a month

Pick Lydia if…

Lydia suits people who want to send money to contacts or collect contributions for events with friends, family or coworkers. It is available on Android and iOS.

Pick Settle Up if…

Settle Up suits groups that share expenses or IOUs, including travel parties, households, couples, and event organizers. Its unequal splits and multiple-payer entries can help with expenses that are not divided evenly.

Charts they share