SBKA
SBKA is an AI-assisted bookkeeping platform for small businesses in the EU, available on web, Android, and iOS.
What SBKA is
SBKA is an AI-assisted bookkeeping platform for small businesses in the EU, available on web, Android, and iOS. Describe a transaction and it drafts a bookkeeping entry for review and approval. It can also process uploaded or emailed invoices and receipts, and import CSV bank statements for matching. Reports include income, balance, VAT, and SIE/SAF-T. SBKA supports 39 currencies, with daily ECB exchange rates and historical rates from 2006, and lists support for 13 EU countries. Phone access is through an installable PWA. A 10-day trial is offered, though freemail registrations such as Gmail, Yahoo, or Hotmail require a credit card to activate it. SBKA says two-factor authentication is mandatory and that users must review AI suggestions before saving them. Data can be exported in JSON through account settings.
Good
- Drafts bookkeeping entries from transaction descriptions
- Analyzes invoices and receipts
- Imports CSV bank statements for matching
- Reports include VAT and SIE/SAF-T
- Supports 39 currencies
Watch out
- No free plan
- Freemail trial activation requires a credit card
- AI suggestions require user review
- Does not guarantee uninterrupted service
Who it suits
SBKA suits small businesses in the listed EU countries that want transaction drafting, document capture, and bookkeeping reports. Its multi-organisation plans may also suit firms managing several organisations.
Verdict
SBKA combines transaction assistance, document processing, bank-statement matching, and reporting in one bookkeeping platform. Check the plan limits and the freemail trial card requirement before signing up.
Plans and prices
From SBKA's own pricing page, checked 4 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Enskild | €490 a month | 1 organisation · 75 verifikationer/mån · Full AI-assistans · Monthly; save 15% with annual payment. |
| Start | €1,590 a month | 1 organisation · 200 verifikationer/mån · Full AI-assistans · Monthly; save 15% with annual payment. |
| Företag | €3,490 a month | 5 organisationer · 550 verifikationer/mån · Prioriterad support · Monthly; save 15% with annual payment. |
| Byrå | €12,990 a month | Obegränsade organisationer · 2 500 verifikationer/mån · Klienthantering · Monthly; save 15% with annual payment. |
The facts
Each one read from SBKA's own pages, with the date it was checked.
What it does
- Account security
- Two-factor authentication is mandatory, according to SBKA's terms.checked 4 Oct 2026
- AI bookkeeping
- Users can describe a transaction and SBKA drafts a bookkeeping entry for them to review and approve.checked 4 Oct 2026
- AI review
- SBKA's terms state that users are responsible for reviewing and approving AI-generated suggestions before they are saved.checked 4 Oct 2026
- Availability
- SBKA says it strives for 99.9% availability but does not guarantee uninterrupted service.checked 4 Oct 2026
- Bank statements
- Users can import CSV bank statements, which SBKA matches and imports.checked 4 Oct 2026
- Currencies
- SBKA supports 39 currencies with daily ECB exchange rates and historical rates from 2006.checked 4 Oct 2026
- Data export
- Users can export their data in JSON format through account settings.checked 4 Oct 2026
- Data location and processors
- The privacy policy names Hetzner for hosting and storage in Finland and Germany, Stripe for payments, and Anthropic for AI analysis using pseudonymized data and EU endpoints.checked 4 Oct 2026
- Document capture
- SBKA analyzes invoices and receipts uploaded as documents or forwarded to an organization's unique email address.checked 4 Oct 2026
- Mobile access
- SBKA is a PWA that users can install on a phone without an app store.checked 4 Oct 2026
- Product
- SBKA is an AI-assisted bookkeeping platform for small businesses in the EU.checked 4 Oct 2026
- Regional support
- The site lists support for 13 EU countries: SE, FI, NO, DK, DE, AT, FR, PT, BE, EE, LV, LT, and PL.checked 4 Oct 2026
- Reports
- The platform provides income, balance, VAT, and SIE/SAF-T reports.checked 4 Oct 2026
- Security
- The privacy policy says documents and sensitive database fields are encrypted with AES-256-GCM, communications use TLS 1.2+, and personal data is pseudonymized before AI analysis.checked 4 Oct 2026
Money
- Trial condition
- A credit card is required to activate the 10-day trial when registering with a freemail address such as Gmail, Yahoo, or Hotmail.checked 4 Oct 2026
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