Best PayPay Alternatives in 2026
Updated
20 apps from money transfer apps ranked against PayPay on the same published basis.
- 1PayPay vs Wise
- 2PayPay vs TransferGo
- 3PayPay vs Xe Money Transfer
- 4PayPay vs Remitly
- 5PayPay vs Paysera
- 6PayPay vs Panda Remit
- 7PayPay vs OFX
- 8PayPay vs CurrencyFair
- 9PayPay vs Zelle
- 10PayPay vs Venmo
- 11PayPay vs WorldRemit
- 12PayPay vs Neteller
- 13PayPay vs PhonePe
- 14PayPay vs Paysend
- 15PayPay vs Ria Money Transfer
- 16PayPay vs Xoom
- 17PayPay vs Eversend
- 18PayPay vs Satispay
- 19PayPay vs Google Pay
- 20PayPay vs MoneyGram
PayPay alternatives compared
| # | App | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | Wise | 9.4 | Free plan | Free | Android, iOS, Web |
| 2 | TransferGo | 9.2 | Free plan | Free | Android, iOS |
| 3 | Xe Money Transfer | 9.1 | Free plan | Free | Android, iOS, Web |
| 4 | Remitly | 9.1 | Free plan | Free | Android, iOS |
| 5 | Paysera | 9.1 | Free plan | Free | Android, API, iOS, Web |
| 6 | Panda Remit | 8.7 | Free plan | A$6.99/mo | Android, iOS, Web |
| 7 | OFX | 8.4 | No | — | Web, iOS, Android |
| 8 | CurrencyFair | 8.3 | No | €3/mo | Android, API, iOS, Web |
| 9 | Zelle | 8.3 | Free plan | Free | Android, iOS, Web |
| 10 | Venmo | 8.3 | Free plan | Free | Android, iOS, Web |
| 11 | WorldRemit | 8.2 | No | — | Web, iOS, Android |
| 12 | Neteller | 8.2 | Free plan | Free | Android, iOS, Web |
| 13 | PhonePe | 8.2 | Free plan | Free | Android, iOS |
| 14 | Paysend | 8.0 | No | — | Web, iOS, Android |
| 15 | Ria Money Transfer | 8.0 | No | — | Web, iOS, Android |
| 16 | Xoom | 8.0 | No | — | Web, iOS, Android |
| 17 | Eversend | 8.0 | No | $0.99/mo | Web, iOS, Android |
| 18 | Satispay | 8.0 | Free plan | €3.99/mo | Web, iOS, Android |
| 19 | Google Pay | 8.0 | Free plan | Free | Android, iOS, Web |
| 20 | MoneyGram | 7.9 | No | — | Web, iOS, Android |
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Questions about PayPay alternatives
What is the best alternative to PayPay?
Wise, number 1 in money transfer apps with a score of 9.4 out of 10. The others here: TransferGo, Xe Money Transfer, Remitly and 16 more.
What is the best free alternative to PayPay?
Wise is the best-ranked alternative with a free plan. 12 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on.