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Best OPay Alternatives in 2026

12 apps from peer-to-peer payment apps ranked against OPay on the same published basis.

  1. 1
    Settle Up Free plan AndroidiOSWebWin 7.4
    OPay vs Settle Up
  2. 2
    Wise Free plan AndroidiOSWeb Free7.3
    OPay vs Wise
  3. 3
    Splitwise Free plan AndroidapiiOSWeb Free7.1
    OPay vs Splitwise
  4. 4
    PhonePe Free plan AndroidiOS Free7.0
    OPay vs PhonePe
  5. 5
    Remitly Free plan AndroidiOS Free7.0
    OPay vs Remitly
  6. 6
    Venmo Free plan AndroidiOSWeb Free7.0
    OPay vs Venmo
  7. 7
    BHIM Free plan AndroidiOS Free6.9
    OPay vs BHIM
  8. 8
    Lydia Free plan AndroidiOS Free6.9
    OPay vs Lydia
  9. 9
    MobilePay Free plan AndroidiOS Free6.9
    OPay vs MobilePay
  10. 10
    tricount Free plan AndroidiOS Free6.8
    OPay vs tricount
  11. 11
    Cash App Taxes Free plan WebiOSAndroid Free6.7
    OPay vs Cash App Taxes
  12. 12
    Vipps AndroidapiiOS NOK 300/mo6.4
    OPay vs Vipps
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