Navan Expense
Navan Expense manages business spending from card transactions through reconciliation, with automated workflows and real-time spend visibility.
What Navan Expense is
Navan Expense manages business spending from card transactions through reconciliation, with automated workflows and real-time spend visibility. Admins can set spend guardrails, and the software flags transactions outside policy for review. Companies can use Navan corporate cards or link eligible Visa, Mastercard, and American Express corporate cards through Navan Connect. Employees submit receipt photos for approved out-of-pocket costs, then receive reimbursement through payroll or directly to a bank account within days. Finance teams can create budgets by department, office, event, and other attributes. Integrations include NetSuite, QuickBooks Online, Xero, Sage, and DATEV, with custom CSV exports also available. Reimbursements are supported across 45 countries and 25 currencies. Navan Business costs $15 a month after the first five monthly expensing users, who are free; the plan is for companies with 300 or fewer employees. Enterprise pricing is available by quote. The service is available on Android, iOS, and the web.
Good
- Flags transactions that fall outside custom spend guardrails.
- Supports reimbursements across 45 countries and 25 currencies.
- Connects with NetSuite, QuickBooks Online, Xero, Sage, and DATEV.
- Employees can receive reimbursement through payroll or a bank account.
- Available on Android, iOS, and the web.
Watch out
- Navan Business is limited to companies with 300 or fewer employees.
- After the first five monthly expensing users, Business costs $15 per user per month.
- Enterprise pricing is available by quote, not listed.
Who it suits
It suits accounting and finance teams that need spending controls, budgets, and expense reimbursement workflows, as well as employees submitting expenses. Navan Business is for companies with 300 or fewer employees; larger organizations can request Enterprise pricing.
Verdict
Navan Expense brings card transactions, policy checks, budgets, and reimbursements into one expense workflow. Review the Business plan’s employee limit and per-user charge, or request a quote for Enterprise.
Plans and prices
From Navan Expense's own pricing page, checked 4 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Navan Business | $15 a month | Up to 300 employees · first 5 monthly expensing users free · Free for the first 5 monthly expensing users; then $15 per user per month. For companies with 300 or fewer employees. |
| Navan Enterprise | Priced on request | For large-scale organizations · unlimited travelers and expensing users · Request a price quote. |
The facts
Each one read from Navan Expense's own pages, with the date it was checked.
What it does
- Cards
- Navan supports its corporate cards and linking eligible Visa, Mastercard, or American Express corporate cards through Navan Connect.checked 4 Oct 2026
- Data protection
- Navan says it uses TLS encryption for data in transit and AES encryption for data at rest.checked 4 Oct 2026
- Integrations
- Expense integrations include NetSuite, QuickBooks Online, Xero, Sage, and DATEV, with custom CSV exports also supported.checked 4 Oct 2026
- Policies
- Admins can set custom spend guardrails, and Navan flags out-of-policy transactions for review.checked 4 Oct 2026
- Purpose
- Navan Expense streamlines expense management from card swipe through reconciliation, with automated workflows and spend visibility.checked 4 Oct 2026
- Reimbursement coverage
- Navan Expense supports reimbursements across 45 countries and 25 currencies.checked 4 Oct 2026
- Reimbursements
- Employees can submit receipt photos for approved out-of-pocket expenses, which are reimbursed through payroll or directly to a bank account within days.checked 4 Oct 2026
- Reporting
- Navan provides real-time spend visibility and lets finance teams create custom budgets by department, office, event, and other attributes.checked 4 Oct 2026
- Security
- Navan lists SOC 1 Type II, SOC 2 Type II, ISO 27001, and PCI DSS certifications on its security page.checked 4 Oct 2026
- Support
- Navan Business includes 24/7 travel support agents, while Enterprise includes a designated account executive, a dedicated customer success manager, and custom implementation.checked 4 Oct 2026
- Target users
- Navan describes expense workflows for accounting teams, finance teams, CFOs, and employees submitting expenses.checked 4 Oct 2026
The company
- Company
- Navan says it was founded in 2015 by Ariel Cohen and Ilan Twig as TripActions.checked 4 Oct 2026
- Founded
- 2015checked 28 Sep 2026
- Headquarters
- Palo Alto, California, United Stateschecked 28 Sep 2026
Where it runs
- Platforms
- Navan says its mobile app is available for expensing employees and supports iOS 17 or later and Android 8 or later.checked 4 Oct 2026
Alternatives to Navan Expense
- 1
Jobbatical
AndroidiOSWebAPI7.7From €799 a year - 2
Workia
Free planAndroidiOSWebAPI7.5From $1,000 a year - 3
Equus Platform
AndroidiOSWeb6.6 - 4
ReloTalent
WebAPI6.4From €299 a month - 5
Deem
AndroidiOSWebmacOS6.2 - 6
SAP Concur Travel & Expense
AndroidiOSWeb6.2From $7 a month