Divvy

Overview

Divvy is tip-management software for restaurants that need to turn POS data into consistent allocations and explainable payouts. It suits operators with multiple roles or pool rules to manage; its strongest case is the combination of configurable allocation and employee-visible earnings, while its paid, per-restaurant plans rule out a no-cost start.

It connects with Toast, Square, Clover, Heartland, and Shift4 (SkyTab), and accepts CSV imports for other data. That gives restaurants several established POS routes into the workflow without limiting them to those systems.

Key features

Flexible tip allocation

Managers can configure even splits, allocations by hours or points, per-role rules, or keep-your-own tips. Automatic tip-outs route shares to support roles based on tips or sales, with caps to prevent a negative balance. This range makes Divvy a better fit for restaurants whose policies vary by role or shift than a simpler system built around one allocation method.

Employee visibility and records

The employee portal and Tip Bank show tips, hours, pay-period totals, and real-time earnings. Managers get date-ranged earnings reports, payroll export, and IRS Form 8027 gross-receipts tracking. Each payout includes a visible breakdown and history in the audit log, which helps employees and managers follow how a final amount was reached.

Connected operations

Scheduling integrations include 7shifts, Sling, Deputy, WhenIWork, and Homebase. The Hiring Hub adds job postings, applicant tracking, careers pages, and onboarding into the team roster, extending Divvy beyond tip calculations into staffing administration.

Pricing

Divvy has no free plan, but both plans are billed monthly per restaurant, require no card to start, and include unlimited staff and pay periods. The 14-day trial gives a restaurant a short window to assess the workflow before paying.

• Core — $39 a month: Includes the core tip-management plan. It is the sensible starting point for restaurants that need allocation, earnings visibility, and payroll export but will handle tip payments outside Divvy.
• Payouts — $69 a month: Includes Core and sends employee tips to bank accounts via Stripe. The higher price is justified for operators who want direct deposits in the same workflow; restaurants that do not need that option can stay with Core.

Subscriptions have no contract or lock-in and can be canceled inside the app at any time. That flexibility reduces the commitment, though the lack of a free plan means ongoing use requires a paid subscription.

Platforms

Divvy runs in a browser on desktop, iPhone, iPad, and Android. Although iOS is among its supported platforms, a native iOS app is still in development, so iPhone and iPad access is browser-based rather than through a finished native app.

Who it's for

Divvy is best suited to restaurants that need several tip-pooling methods, automatic support-role tip-outs, and a clear record employees can inspect. It is especially relevant where managers want payroll exports and gross-receipts tracking alongside employee earnings views. A smaller operation with a single, simple allocation rule—or one seeking free software—may find the paid plans and broader staffing features unnecessary.

Pros and cons

• Pros: Multiple pooling methods and capped tip-outs accommodate different role structures without forcing one distribution rule.
• Pros: Employee earnings views and payout histories make calculations visible to staff, while dated reports and payroll export support managers.
• Pros: Unlimited staff and pay periods on both monthly plans avoid per-employee and pay-period caps.
• Cons: There is no free plan, so a restaurant cannot keep using Divvy without a subscription after the 14-day trial.
• Cons: Direct deposits require the $69 a month Payouts plan; Core does not include them.
• Cons: iPhone and iPad use is browser-based while the native iOS app remains in development.

Alternatives

Compare restaurant tip-management software if you want to weigh Divvy against the broader category.

• Grateful is worth considering if automatic savings from tips or tronc payments are the priority: its STASH plan is included at no additional cost with every Grateful customer, and it supports Android and web.
• TabPref may suit small teams seeking a free starter plan with scheduling, time clock, team chat, and basic labor analytics; its paid plans are priced per location monthly.
• GratShare is another paid, web-based tip-management option with a free trial. Its You Drive plan is $49 a month on annual prepay per location; the We Drive plan is $89 a month on annual prepay.
• eTip offers custom pricing for each property, with unlimited team members, storage, and team training, for operators considering a property-priced service.
• TipHaus is a paid option with a free trial and custom pricing.
• Rocket Tronc offers a free plan and a free trial, making it an option for readers prioritizing a no-cost entry point.
• Fourth Tip Management is a paid, web-based alternative.
• Kickfin is a paid, web-based alternative.

Verdict

Choose Divvy if your restaurant needs flexible tip rules, transparent payout records, and employee earnings access, with direct deposits available on its higher plan. Look elsewhere if a free plan, a native iOS app, or a lower-cost route to tip payouts matters more than that combination.