Column

What Column is

Column is a nationally chartered bank providing infrastructure and APIs for companies building financial products. Its payment connections include the Federal Reserve, The Clearing House, SWIFT, and card networks, for moving money in the United States and globally. APIs support checking, savings, trust, subledger, clearing, and sweep accounts; Column says these accounts are FDIC-insured. Companies can create debit, credit, unsecured, charge, or secured card programs, using their own balance sheet or Column’s. Lending offerings include credit origination, warehouse, and forward flow facilities. Column also describes support for USDC and USDT, global accounts and cards for verified customers, and foreign-currency accounts with conversion to and from U.S. dollars. Card issuing connects to Visa and Mastercard and supports mobile wallets including Apple Pay, Google Pay, Samsung Pay, and Garmin Pay. Developers can access API documentation, a sandbox, and workflow guides. Column began building in 2019 and launched in 2022. Pricing is on request; prospective customers are directed to contact sales.