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Column vs Stripe Treasury

Column

5.7#19 in banking-as-a-service platforms
WebAPI
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Stripe Treasury

7.9#1 in banking-as-a-service platforms$0.50 one-time
Free planAndroidiOSWebAPI
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What both publish

FactColumnStripe Treasury
CardsColumn offers debit, credit, unsecured, charge, and secured card programs, with options to use its balance sheet or the customer’s own.Treasury includes virtual and physical debit cards with spending controls, real-time authorization and cardholder management.
CompanyColumn says it began building in 2019 and launched in 2022; its company page identifies San Francisco with an office image caption.Stripe, LLC is a privately held company founded in 2010 with headquarters in South San Francisco and a stated 5,001–10,000 employee range.
HeadquartersSan Francisco, United StatesSouth San Francisco, California, and Dublin, Ireland
MulticurrencyColumn describes accounts for receiving, holding, and sending foreign currencies, with conversion to and from U.S. dollars and links to international instant payment systems such as SEPA Instant.Accounts can hold USD, OUSD, GBP and EUR balances and convert currencies instantly.
Payment railsColumn says it connects directly to the Federal Reserve, The Clearing House, Swift, and card networks to move money in the United States and globally.Sending options include same-day ACH, domestic and international wires, scheduled payouts, card payouts and stablecoin wallet payouts.

Column plans

No prices published.

Stripe Treasury plans

  • ACH fundingFree
  • TreasuryFree
  • Treasury accountFree
  • Treasury cardsFree
  • Instant currency conversion$0.50, paid once
  • Domestic payout$1.50, paid once

Pick Column if…

Column describes its customers as technology companies, U.S. banks, international banks, and real estate businesses building financial products. Its APIs and sandbox are aimed at teams developing financial services.

Pick Stripe Treasury if…

Treasury is aimed at startups and growing businesses seeking to combine financial operations with payments. Platforms including Shopify, Instacart, and Arc can use Treasury for Platforms to provide embedded accounts.

Charts they share