Column
5.7#19 in banking-as-a-service platformsWebAPI
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| Fact | Column | Modulr |
|---|---|---|
| Accounts | Column supports programmable checking, savings, trust, subledger, clearing, and sweep accounts, and says these accounts are FDIC-insured. | Accounts are available in GBP, EUR and nine other currencies, with local IBANs in GB, NL, ES, FR and IE. |
| Cards | Column offers debit, credit, unsecured, charge, and secured card programs, with options to use its balance sheet or the customer’s own. | The cards product supports single-use virtual cards, configurable controls and managed physical card programmes on Visa and Mastercard. |
| Founded | 2019 | 2016 |
| Headquarters | San Francisco, United States | London, United Kingdom |
| Integrations | Column says its card issuing connects to Visa and Mastercard and supports mobile wallets including Apple Pay, Google Pay, Samsung Pay, and Garmin Pay. | Modulr's integrations hub connects with more than 20 accounting and payroll systems, including Sage, Xero and BrightPay. |
| Payments | Its payment products use connections to the Federal Reserve, The Clearing House, SWIFT, and card networks to move money to bank accounts in the United States or globally. | The platform supports instant GBP and EUR pay-ins and pay-outs, CHAPS, Bacs, SEPA and SWIFT payment services. |
No prices published.
Column describes its customers as technology companies, U.S. banks, international banks, and real estate businesses building financial products. Its APIs and sandbox are aimed at teams developing financial services.
Modulr suits businesses seeking payment, account, card, or collections infrastructure, including companies in travel, lending, merchant payments, and investment and wealth. Its API and sandbox may also suit teams building payment workflows.