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Basis Theory

C
C tier on Payment Tokenization SoftwareScore 6.4 · #4 of 22
Android app
Yes
Free plan
No
Paid plans from
$995/mo
Runs on
Android, api, iOS, Web
basistheory.com
The Basis Theory homepage
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Summary

Basis Theory is a payment-data platform that centralizes sensitive information, governs access and routes tokens to payment service providers or other services. It tokenizes card data when collected so raw primary account numbers do not touch customers’ systems. Its tools include Proxy, Reactors, Elements and Token Intents for routing, server-side logic, collecting sensitive data and validating it before tokenization. Vault capabilities include Account Updater, BIN Details, Network Tokens and 3DS. The company says its API can connect with existing payment service providers, naming Stripe, Adyen, Worldpay, Chase, Braintree, Nuvei, Amazon Pay and ACI as examples. SDKs are listed for programming languages and frameworks as well as iOS and Android. Basis Theory states that it is PCI Level 1 compliant, SOC 2 Type II certified, ISO 27001 certified and HIPAA compliant. The Standard platform costs 995.00 USD per month and includes 20,000 tokens, with each additional token costing $0.05. Tokens added and deleted within the same calendar month still count toward that month’s token total.

Who it is for

Basis Theory suits payment businesses that need to tokenize card data and control access to sensitive information. Listed use cases include e-commerce, fintech, digital health, gaming and subscription platforms.

What is good

  • Tokenizes card data at the point of collection.
  • API can connect with existing payment service providers.
  • SDKs cover Android, iOS and several languages.
  • Standard includes 20,000 tokens per month.

What to know first

  • Standard platform costs 995.00 USD per month.
  • Additional tokens cost $0.05 each.
  • Deleted tokens still count toward the month’s total.
  • Standard plan is limited to a US environment.

Verdict

Basis Theory combines tokenization, payment routing and vault capabilities, with compliance and integration options listed by the company. The monthly token-counting rule and Standard plan’s US-only environment are important limits to consider.

Basis Theory plans and pricing

All plans
Standard platform $995/mo $995/month; platform fee charged at the beginning of the month 20,000 tokens included · $0.05 per additional token · 1MB payload limit · 24 hours of logs · US environment only basistheory.com · 29 Sept 2026
Enterprise Not published Get in touch Additional PII and PHI compliance options · Unlimited monthly interactions per token · Custom log access and payload size · Uptime guarantees · Enterprise support options · SSO/SAML basistheory.com · 29 Sept 2026

Compared on payment tokenization software

Paid from
$995/mobasistheory.com
Network tokenization
Yesbasistheory.com
Token vault hosting
vendorbasistheory.com
Detokenization API
Yesbasistheory.com
Payment methods
credit cards, bank accounts, network tokens, Apple Pay, Google Paybasistheory.com
Deployment model
cloudbasistheory.com

Facts

Product
Basis Theory centralizes sensitive payment data, governs access, and routes tokens to any PSP or service.basistheory.com · 29 Sept 2026
Tokenization
It tokenizes card data at the point of collection so raw primary account numbers do not touch customers’ systems.go.basistheory.com · 29 Sept 2026
Payment tools
Its platform includes Proxy, Reactors, Elements, and Token Intents for routing, server-side logic, collecting sensitive data, and validating data before tokenization.basistheory.com · 29 Sept 2026
Card features
Vault capabilities include Account Updater, BIN Details, Network Tokens, and 3DS.basistheory.com · 29 Sept 2026
Integrations
The maker says its API connects with any existing payment service provider and displays Stripe, Adyen, Worldpay, Chase, Braintree, Nuvei, Amazon Pay, and ACI as examples.go.basistheory.com · 29 Sept 2026
SDKs
Documented SDKs cover .NET, Java, Go, NodeJS, Python, Terraform, React, JavaScript, iOS, Android, and React Native.developers.basistheory.com · 29 Sept 2026
Security
Basis Theory states that it is PCI Level 1 compliant, SOC 2 Type II certified, ISO 27001 certified, and HIPAA compliant.basistheory.com · 29 Sept 2026
Data protection
The maker says data is encrypted at rest and in transit with tenant-specific keys and communication uses TLS 1.2+.basistheory.com · 29 Sept 2026
Token billing limit
Tokens added and then deleted during a calendar month still count toward that month’s token total.basistheory.com · 29 Sept 2026
Intended users
The maker lists creator economy, digital health, e-commerce, fintech, gaming, subscription platforms, and vertical SaaS as use cases.basistheory.com · 29 Sept 2026
Support
Implementation, bug, and issue support is available by email, with private Slack or Microsoft Teams channels offered through Sales.basistheory.com · 29 Sept 2026
Company
The site identifies the company as Basis Theory Inc.basistheory.com · 29 Sept 2026

Company

Headquarters
San Francisco, California, United Statesbasistheory.com · 28 Sept 2026

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